The penal sum on a Louisiana insurer security filing is named by the Department of Insurance, and this page is the $250,000 level. Louisiana’s surplus lines provisions in Title 22 of the Insurance Code have long carried $100,000 as the alternative to a pledged deposit for an approved unauthorized insurer, and R.S. 22:365 fixes $150,000 for a vehicle mechanical breakdown insurer licence. We have not found a published Louisiana statute that fixes $250,000 for a named licence class, so we do not cite one: at this level the controlling instruction is the amount the Department states on your own filing or correspondence. Eligibility itself runs on R.S. 22:435 ("Solvency and eligibility requirements") — capital and surplus of at least $15,000,000 for a foreign insurer, NAIC International Insurers Department listing for an alien insurer — and R.S. 22:436 ("Approved unauthorized insurers; list; requirements; removal"), which requires an annual statement as of the preceding December 31 and a producer production report by April 15. Confirm the penal sum, the current bond form, and the continuation requirements with the Louisiana Department of Insurance before you file.

What the $250,000 filing covers

You need this bond if you’re

Most bonds at this level issue right after purchase, and at most within 1–2 business days. Your e-signed bond will arrive by email, ready to file with the Department of Insurance.

LA surplus lines insurer bond: $2,500 flat for the $250,000 filing with the Commissioner of Insurance, the largest standard level. Soft credit pull only.

Surplus Lines Insurer Bond ($250,000)

Louisiana - Surplus Lines Insurer ($250,000)

Final premium can vary based on underwriting factors

How this works?

If you are a non profit select Corporation

All future bond correspondence and renewals will be sent to this address

Clear pricing.Instant issuance.