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Louisiana real estate school bonds.
$100 flat.

Louisiana certifies the schools that teach real estate, and it will not hand over a certificate of authority until the school files a $10,000 surety bond in favor of the state — held for the protection of the students who pay you tuition. Ours is $100 flat, and the price you see is the checkout price.

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Required for an LREC school certificate of authority — the bond goes in with the application, and proof of renewal goes in every year
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Protects the contractual rights of your students — not the school, and not the Commission
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Fixed amount, fixed price — $10,000 bond, $100, no quote process
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

The bond is the fastest item on the school application checklist. Here’s the entire process:

NOW · ONLINE

Apply online

The school’s legal name exactly as it is registered with the Secretary of State, the address, a contact, and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

School bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Commission

Your executed bond and power of attorney arrive by email, ready to go into the school certificate application or the annual renewal packet. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the school bond actually guarantees

Louisiana does not let anyone teach pre-license real estate courses on their own say-so. The Louisiana Real Estate Commission (LREC), in the Office of the Governor, certifies real estate schools and issues each one a certificate of authority. That certificate is what lets your course hours count toward a salesperson or broker license — and the Commission conditions it on a bond, because a school collects tuition up front for instruction it has not delivered yet.

The bond is written in favor of the state of Louisiana and is conditioned specifically for the protection of the contractual rights of students who attend the school’s real estate courses. It is not there to protect the school and not there to reimburse the Commission: if a school closes mid-course, cancels a class it was paid for, or otherwise breaks the student contract, the students are the ones who look to the bond.

It has to stay alive as long as the certificate does. The rule requires the bond to remain effective and in force throughout the certification period, requires proof of bond renewal to be provided to the Commission annually, and makes failure to maintain a bond cause for revocation or suspension of the certification. A school certificate is issued for a maximum of one calendar year and expires on December 31, with renewal filed in the fall window — so the bond and the certificate move on the same clock.

The bond travels with a real application, not a form: a school certificate packet asks for the Secretary of State registration, a financial statement, letters of reference as to integrity and character, the proposed student contract, and the list of primary instructors, and the Commission works applications within about 45 calendar days. The bond is not insurance for the school — if the surety pays a student, the school repays the surety. We track the term and send notices 60 and 30 days out so the annual proof is never the thing holding up a renewal.

LAC 46:LXVII.5305 · Louisiana Real Estate CommissionLouisiana Administrative Code Title 46, Part LXVII, Chapter 53 ("Real Estate Schools"), §5305 ("Surety Bonds"), requires applicants for certification as a real estate school to submit proof of a $10,000 surety bond issued by an insurance company authorized to conduct business in Louisiana. Bonds shall be in favor of the state of Louisiana and conditioned for the protection of the contractual rights of students who attend real estate courses offered by the school; they shall remain effective and in force throughout the certification period; proof of bond renewal shall be provided to the Commission annually; and failure to maintain a bond shall be cause for revocation or suspension of a certification. The chapter was promulgated by the Office of the Governor, Real Estate Commission under the Louisiana Real Estate License Law. Related sections govern the rest of the certificate: §5303 (certifications, applications and procedures), §5307 (a certificate of authority is issued for a maximum of one calendar year and expires annually on December 31, with a fall renewal window), §5311 (designated school director), §5317 (tuition, fees and contracts) and §5329 (suspension or revocation). Note that a real estate education vendor is a different certification with a lower bond — $5,000 under §5503 — so read your certification type off the Commission’s correspondence. Confirm the current amount, form, and filing instructions with the LREC Education Division before you file.

You need this bond if you’re

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Applying for an LREC school certificate of authority — a new real estate school, in-person or online
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Renewing a school certificate and filing this year’s proof of bond renewal with the Commission
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An out-of-state or national real estate school seeking Louisiana certification so your course hours count here
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Reinstating a certification that was suspended or revoked after a bond came off file
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A court bond answers to the court and the party its order protects: if the judgment or order the bond secures is not satisfied, that party can claim against it, up to the penal sum the court set.

The surety pays a valid claim after the court rules, and you repay the surety. A court bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Commission. Your executed bond and power of attorney arrive by email, ready to go into the school certificate application or the annual renewal packet. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields — use the school’s exact registered name so the bond matches the certificate application. No credit check.

Start the application →
FAQ

Common questions.

How much is the Louisiana real estate school bond?The premium is $100 flat — set by our carrier’s rate book for this bond, the same for every school that buys it. The $10,000 bond amount is fixed by the Real Estate Commission’s rule, so there is no quote process and no percentage math.
Do I pay the $10,000?No. The $10,000 is the surety’s maximum liability if a student makes a valid claim against the bond — not a deposit, and nobody holds your money. You pay the premium, and that is the figure at checkout.
How fast will I have the bond?School bonds are among the thousands of bond types that issue right after purchase — most schools finish the application and have the executed bond in the same sitting. The Commission’s own review of a certificate application takes about 45 calendar days.
Is there a credit check?No credit check: the application collects no credit information. There is no financial statement, so most applications approve instantly.
Is this the same as the real estate education vendor bond?No — they are two different LREC certifications with two different amounts. A certified school files the $10,000 bond under §5305; a certified education vendor files a $5,000 bond under §5503. Both run in favor of the state and both protect students, but buy the one that matches the certification named on your Commission correspondence.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

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