Louisiana lost instrument bonds.
Replace it without the risk.
Lost a cashier's check, a promissory note, or a stock or bond certificate?
The issuer usually requires a bond before it will reissue or pay.
The bond indemnifies the issuer if the original ever surfaces — a closed-penalty amount, underwritten not flat-rated.
Apply online and a surety specialist returns a quote, usually within one business day.
Trusted by industry leaders
Built to get the instrument reissued.
The issuer won't reissue until the bond is in place. Here's the entire process — no broker phone tag:
Tell us about the matter
The application captures the basics — the court, the docket or succession number, the penal sum the court (or the estate) has set, and who the principal is. Send the order, judgment, or inventory if you have it; if not, we ask for it once.
A specialist underwrites it
Court and fiduciary bonds are individually underwritten. A surety specialist reviews the penal sum, the fiduciary, and the file, runs a soft credit check, and returns a quote — usually within one business day. Larger penal sums may call for financials or collateral.
Execute & file
Approve the quote, post any collateral required, and we issue the executed bond on the court's required form with the power of attorney attached. File it with the clerk so the order, appeal, or appointment can take effect.
What it is and who needs it.
Why the issuer wants a bond
When a negotiable instrument — a cashier's check, promissory note, or stock or bond certificate — is lost, destroyed, or stolen, the issuer can be asked to replace it. But the original could still be out there.
If the issuer reissues and the lost original later turns up in the hands of a holder entitled to enforce it, the issuer could have to pay twice. The lost instrument bond shifts that risk: it indemnifies the issuer against having to honor the original.
This isn't unique to Louisiana — it tracks Uniform Commercial Code Article 3, which lets a person who lost an instrument enforce it on adequate protection to the obligor against a double-payment claim. The bond is that protection. The penalty is set to the instrument’s value, and issuers commonly require a closed penalty at double the face.
You need this bond if you
The application takes about five minutes.
Tell us the type of instrument, its face value, the issuer, and the circumstances of the loss. A specialist underwrites it and returns a quote — usually within one business day. Free until your bond is issued.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
What is a lost instrument bond? +
How much does it cost? +
How is the bond amount set? +
Is this a Louisiana-specific requirement? +
How fast can I get it? +
Other New York bonds.
Get the instrument reissued.
Five-minute application, underwritten by a specialist, quote usually within one business day. Free until your bond is issued.