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Kentucky appeal & supersedeas bonds.
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File your appeal without the judgment being executed against you. A supersedeas bond stays collection while the appeal is pending. The judgment sets the penal sum — the judgment plus costs, interest, and damages for delay — and we underwrite it. A surety specialist reviews your file and returns a quote, usually within one business day.

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Stays execution under CR 73.04 while your appeal is heard
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Penal sum is the judgment, costs, interest, and damages for delay — not a flat-rate figure
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Underwritten on financials; collateral may be required for a large penal sum
Underwrittenjudgment sets the amountA-ratedA.M. Best carriers1 daytypical specialist reply
Trusted by industry leaders
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New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
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Price

How much does a Kentucky appeal & supersedeas bond cost?

It is underwritten. The carrier’s base rate is 2% of the bond amount; the underwriter sets your premium from the amount, your credit and any collateral.

How it works

Built for the post-judgment clock.

Filing an appeal does not, by itself, stay enforcement in Kentucky — you have to post the supersedeas bond — so it has to come together quickly. Here is the whole process:

TODAY · 10 MINUTES

Send us the file

Apply online and attach the final judgment and notice of appeal. We need the judgment amount, the parties, and the court, so we can size the penal sum CR 73.04 requires.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

A specialist reviews the judgment, your financials, and any collateral, then returns a quote. Larger penal sums are typically collateralized — cash, a letter of credit, or pledged assets.

ON APPROVAL

Execute & file

Once you bind, we issue the executed bond on the court’s required form with the power of attorney attached, ready to file with the circuit court clerk to stay execution.

In plain English

How an appeal bond works, and what to have ready.

  1. Why the court asks for it

    You lost at trial and want to appeal without paying the judgment first. An appeal bond, also called a supersedeas bond, asks the court to pause collection while the appeal runs.

  2. Who it protects

    The party who won. If the appeal fails, they are paid what the judgment awarded, with the interest and costs the court's rules add, up to the bond amount.

  3. If there is a claim

    The surety pays a valid claim and you repay the surety. Because the bond can equal the whole judgment, sureties often ask for collateral on large amounts.

Have these ready

  • The judgment you are appealing, with the court and case number
  • The bond amount the court or its rules require
  • Your notice of appeal, or the date you will file it
  • Financial statements for the person or business appealing
  • Any collateral you can offer, such as cash or a letter of credit
  • Your attorney's name and contact details
About this bond

What it is and who needs it.

What a supersedeas bond actually does

An appeal does not, by itself, stop the winning party from collecting. A supersedeas bond (also called an appeal bond) is the security that buys you a stay — execution is held while the appellate court decides.

The bond guarantees that if your appeal fails, the judgment, costs, interest, and damages for delay get paid. That is why the penal sum tracks the judgment rather than a flat figure, and why the surety underwrites you before issuing it.

Because the surety is on the hook for the full judgment, a large penal sum is usually collateralized — with cash, a letter of credit, or pledged assets — and supported by financials. We tell you what a given file needs before you commit.

Kentucky RuleCR 73.04 of the Kentucky Rules of Civil Procedure governs supersedeas bonds. The bond must be written in an amount and conditioned for the satisfaction of the judgment in full, together with costs, interest, and damages for delay, if the appeal is dismissed or the judgment affirmed, and to satisfy in full any modification of the judgment and any costs, including costs on appeal and interest, the appellate court may order. By statute, KRS 411.187 caps the supersedeas bonds required collectively of all appellants in a civil action at $100,000,000 in the aggregate, regardless of the amount of the judgment appealed.

You need this bond if you’re

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A defendant appealing a money judgment and need to stop collection while the appeal is pending
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A business or insurer that wants to supersede a judgment without tying up working capital in escrow
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Counsel for an appellant arranging the stay required to hold enforcement during the appeal
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A party facing execution on a final judgment who needs a stay filed with the circuit clerk quickly
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A court bond answers to the court and the party its order protects: if the judgment or order the bond secures is not satisfied, that party can claim against it, up to the penal sum the court set.

The surety pays a valid claim after the court rules, and you repay the surety. A court bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote; a court bond usually runs until the case or appeal it secures is resolved.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

Execute & file. Once you bind, we issue the executed bond on the court’s required form with the power of attorney attached, ready to file with the circuit court clerk to stay execution.

What sets the price

Court bonds are underwritten. The carrier's base rate for this bond is 2% of the bond amount; the underwriter sets your final premium from the amount the court sets, your credit and any collateral.

The application takes about ten minutes.

These are the actual underwriting fields — the judgment, the parties, your business, and your financials. Submit once and a surety specialist reviews everything together and returns a quote, typically within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is a Kentucky appeal or supersedeas bond?It is the security that stays execution of a judgment while you appeal. Under CR 73.04, posting a supersedeas bond holds collection on a money judgment until the appellate court rules. The bond is conditioned to satisfy the judgment in full, with costs, interest, and damages for delay, if the appeal fails.
How much does it cost?It is underwritten, not flat-rated. The judgment sets the penal sum — under CR 73.04 the bond covers the judgment in full, together with costs, interest, and damages for delay. A surety specialist reviews the file and any collateral and returns a premium quote, usually within one business day.
Will I need to post collateral?Often, yes, especially for a large penal sum. Because the surety guarantees the full judgment, the bond is frequently collateralized with cash, a letter of credit, or pledged assets, and supported by financials. We tell you what your specific file requires before you commit.
How is the penal sum calculated?CR 73.04 sets the bond to satisfy the judgment in full, together with costs, interest, and damages for delay. Kentucky also caps the supersedeas bonds required collectively of all appellants at $100 million in the aggregate under KRS 411.187, regardless of the size of the judgment.
How fast can the bond be issued?A specialist typically returns a quote within one business day of a complete application. Once you bind and any collateral is in place, the executed bond issues on the court’s required form, ready to file with the circuit clerk to stay execution.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Nearby states

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Stay execution while you appeal.

Send us the judgment and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.

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