Kansas probate & fiduciary bonds.
We size, underwrite & quote it.

Before a fiduciary can act, Kansas requires a bond.
It guarantees you’ll administer the estate honestly and according to law.
The court directs the amount to the size of the estate — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.

Required of a fiduciary before entering on the duties of the trust under K.S.A. 59-1101, unless waived
Amount is set by the court, not less than 125% of the personal property and probable annual income
Underwritten on personal credit and financials; collateral may apply to a large estate
Underwrittencourt sets the amountA-ratedA.M. Best carriers1 business daytypical specialist reply
Trusted by industry leaders
NYCEDC
BDG
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McKinney
Terra
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Built for the appointment.

The bond has to be executed and filed before the fiduciary enters on the duties of the trust, so it’s usually the gating step. Here is the whole process:

TODAY · 10 MINUTES

Send us the file

Apply online with the order or petition setting the bond, the estate’s value, and the fiduciary’s details. The personal property and probable annual income drive the penal sum.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

A specialist reviews the file, a personal credit check, and any financials, then returns a quote. The amount is set by the court — underwriting decides approval and any collateral on a large estate.

ON APPROVAL

Execute & file

Once you bind, we issue the executed bond on the court’s required form, conditioned as the statute requires, ready to file so you can act with full authority.

About this bond

What it is and who needs it.

What a fiduciary bond protects

When the court appoints you to handle someone else’s money — as the executor or administrator of an estate, or a guardian or conservator for a protected person — it requires a bond before you can act, unless it is excused.

The fiduciary bond guarantees that you perform all your duties according to law: that you inventory the assets, account honestly, and don’t misuse the estate. If you breach those duties, the bond makes the estate or protected person whole — and the surety looks to you to repay it.

Because the surety stands behind the estate, the bond is underwritten on your personal credit and finances, and a large estate can require collateral. We tell you what your file needs before you commit.

Kansas StatuteK.S.A. 59-1101 requires every fiduciary, before entering upon the duties of the trust, to execute and file a bond with sufficient sureties in an amount the court directs, which shall not be less than 125% of the value of the personal property and the probable annual income from real estate coming into the fiduciary’s possession, conditioned on the faithful discharge of all duties of the trust according to law. Under K.S.A. 59-1104, a bond may be excused — for example, where the will or trust waives it, all known heirs, devisees, and legatees file a written waiver, or the fiduciary is a Kansas bank or trust company with trust authority — but on the application of any interested party, or on its own motion, the court may require a bond at any time.

You need this bond if you’re

An executor or administrator appointed to administer a Kansas estate
A guardian of the person of a minor or an impaired adult required to give bond
A conservator managing the estate of a minor or a conservatee under the probate code
Counsel or a family member arranging the bond so the fiduciary can act with full authority

The application takes about ten minutes.

These are the actual underwriting fields — the estate, the bond amount the court set, the fiduciary, and your finances. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

What is a Kansas probate or fiduciary bond? +
It is the bond a court requires of a fiduciary — an executor, administrator, guardian, or conservator — to guarantee faithful administration. Under K.S.A. 59-1101 it is conditioned on the faithful discharge of all duties of the trust according to law, protecting the estate or protected person from mismanagement or fraud.
How much does it cost? +
It is underwritten, not flat-rated. The court directs the penal sum — not less than 125% of the personal property and probable annual income under K.S.A. 59-1101. A surety specialist then reviews the fiduciary’s personal credit and finances and returns a premium quote, usually within one business day.
Who decides the bond amount? +
The court does. K.S.A. 59-1101 directs the amount to not less than 125% of the value of the personal property and the probable annual income from real estate coming into the fiduciary’s hands. We size and underwrite the bond to whatever the court sets.
Can the bond be waived? +
Sometimes. Under K.S.A. 59-1104 the will or trust can waive it, all known heirs, devisees, and legatees can waive it in writing, and a Kansas bank or trust company with trust authority is excused. Even so, on application of an interested party or its own motion, the court may require a bond at any time.
How fast can the bond be issued? +
A specialist typically returns a quote within one business day of a complete application. Once you bind and any collateral is in place, the executed bond issues on the court’s form, conditioned as the statute requires, ready to file so you can act with full authority.
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Get bonded so you can administer the estate.

Send us the estate details and the amount the court set, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.

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