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Portage right-of-way bonds.
$100 flat.

The City of Portage requires a $5,000 right-of-way permit bond before you cut, bore, or excavate in a city street or right-of-way. The premium is $100 flat, issued instantly. The bond issues the moment you pay — no credit check.

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Required by the City of Portage before working in a city street or right-of-way
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Fixed $5,000 bond amount — set by the City, the same for every applicant
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$100 flat premium — set by our carrier for this specific bond, no quote process
A-ratedA.M. Best carriersInstantunderwriting process$100flat premium
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Portage right-of-way bond cost?

$100 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Right-of-way permit bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Small fixed-amount permit bonds like this issue right after purchase in most cases.

SAME DAY

File with the City

Your executed bond arrives by email, ready to file with your City of Portage right-of-way permit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the right-of-way bond actually covers

The City of Portage controls its public streets, alleys, and rights-of-way. When a utility, contractor, or property owner needs to cut pavement, bore, or excavate in that right-of-way, the City issues a permit and requires a $5,000 right-of-way bond first.

The bond is a restoration guarantee: it stands behind your obligation to backfill, repave, and properly restore the street or right-of-way after your work. If you leave damage, a failed patch, or an open cut, the City of Portage (the obligee) can draw on the bond to fund the repair.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who restore the surface cleanly treat the $5,000 bond as a permit formality.

City of Portage (right-of-way permit)The City of Portage, Indiana requires a $5,000 surety bond as a condition of a right-of-way / street-cut permit for work in city streets and rights-of-way, guaranteeing restoration of the area. The bond amount and permit terms are set by the City — confirm current requirements with the City when you apply.

You need this bond if you're

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A utility or telecom contractor cutting or boring in a City of Portage right-of-way
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An excavation or paving contractor performing street-cut work in the city
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A property owner or developer connecting to city utilities through the right-of-way
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Renewing a right-of-way permit the City conditions on an active bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City. Your executed bond arrives by email, ready to file with your City of Portage right-of-way permit. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Portage right-of-way bond?The premium is $100, set by our carrier for this specific $5,000 bond. The bond amount is a fixed $5,000 set by the City.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond?The City of Portage, as a condition of a right-of-way / street-cut permit, so the City can fund restoration if you leave the street or right-of-way damaged.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
When does it renew?The bond must stay active for the life of your permit. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, so your permit never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Portage right-of-way permit today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →