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Indiana painters DC 91 wage & fringe bonds.
$1,000 flat.

Any painting contractor signatory to a collective bargaining agreement with District Council 91 of the International Union of Painters and Allied Trades (Indianapolis) must post a $25,000 wage and fringe-benefits bond guaranteeing contributions to the council's trust funds. Ours is $1,000 flat — the price you see is the checkout price.

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Required by the District Council 91 collective bargaining agreement for signatory painting contractors
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Fixed price, fixed amount — $25,000 bond, $1,000, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersSoft pull onlynever a hard inquiry1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
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The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Indiana painters DC 91 wage & fringe bond cost?

$1,000 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Union wage and fringe-benefit bonds are about the simplest thing in surety once the amount is fixed. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, and only a soft pull if one ever runs.

MINUTES, USUALLY

Pay & e-sign

Bonds at a fixed amount like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with DC 91

Your executed bond and power of attorney arrive by email, ready to file with District Council 91 or its trust fund office. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

District Council 91 of the International Union of Painters and Allied Trades (IUPAT) covers the entire state of Indiana, plus parts of western Kentucky, southeastern Illinois, and middle Tennessee, out of its Indianapolis headquarters. A contractor who signs the council's collective bargaining agreement to hire union painters agrees to make regular contributions to the council's jointly administered trust funds — health and welfare, pension, apprenticeship and training, vacation, and dues check-off.

The wage and fringe-benefits bond backs that promise. It's a three-party arrangement: you (the principal) as the signatory contractor, the surety carrier, and District Council 91 and its trust funds as the obligee. If a signatory contractor falls behind on contributions or wages owed under the agreement, the trust funds or affected members can make a claim against the bond up to its $25,000 limit.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for the life of your signatory status with the council, so we track it and notify you 60 and 30 days out to keep your $25,000 filing continuous.

District Council 91, IUPAT — collective bargaining agreementDistrict Council 91 of the International Union of Painters and Allied Trades requires a signatory contractor to post a $25,000 wage and fringe-benefits bond as a condition of its collective bargaining agreement — not a state statute. We could not independently verify a specific bonding-clause section number, so this page names the district council rather than a citation. Confirm the current bond amount and any classification differences with the council's Indianapolis office before you buy — we will issue whichever amount applies.

You need this bond if you're

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Signing a District Council 91 collective bargaining agreement as a painting contractor for the first time
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Renewing your signatory status and your current bond is expiring or non-renewing
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Bringing a new painting operation into DC 91 jurisdiction — Indiana, western Kentucky, southeastern Illinois, or middle Tennessee
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Reinstating a lapsed signatory filing that needs a fresh bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with DC 91. Your executed bond and power of attorney arrive by email, ready to file with District Council 91 or its trust fund office. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $1,000 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, fast issuance.

These are the actual issuing fields — the application only runs a soft pull if a check is ever needed.

Start the application →
FAQ

Common questions.

How much is the Indiana Painters DC 91 wage and fringe-benefits bond?The premium is $1,000 flat — set by our carrier's rate book for this bond, the same for every signatory contractor. The $25,000 bond amount is set by the District Council 91 collective bargaining agreement, so there is no quote process.
Do I pay the $25,000?No. You pay $1,000. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Bonds at a fixed amount like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
What does the bond guarantee?It guarantees your contributions to District Council 91's health and welfare, pension, training, vacation, and dues check-off trust funds under the collective bargaining agreement — not your general business conduct.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your DC 91 signatory filing today.

$1,000 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$1,000
Apply now →