Before the City of Carmel issues an itinerant vendor / transient merchant permit, it requires a $500 bond. Ours is $275 flat — the 3% premium floored at our minimum — and the application takes five minutes.
















Vendor permit bonds are about the simplest thing in surety. Here's the whole process:
Business details and an effective date. That's the application — no financials and no credit check section on this bond.
Small fixed-amount permit bonds like this one are among the thousands that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the City of Carmel Clerk alongside your itinerant vendor permit. Wet-ink original mailed on request.
$500 bond × 3% = $15, floored at our $275 minimum. Fixed amount, fixed price, multi-year if you want it.
The City of Carmel licenses itinerant vendors and transient merchants — sellers who operate from temporary or mobile locations within the city. A $500 bond is a condition of that permit: it protects Carmel customers against fraud, non-delivery, or violations of the city's vendor rules.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Carmel (the obligee), with Carmel customers as the protected parties. If a vendor takes money and fails to deliver, or otherwise violates the permit, a harmed customer can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Vendors who deal squarely with customers treat the bond as a permit formality, not a risk.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.