Before you cut, bore under, or excavate in a City of Bloomington street, the city requires a $20,000 permit bond filed with your street cut permit. Ours is $200 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















Street cut bonds are about the simplest thing in surety. Here's the whole process:
Business details and an effective date. That's the application — no financials, and the application collects no credit information on this bond.
Fixed-amount permit bonds like this one are among the thousands that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the City of Bloomington's Engineering / Public Works office alongside your street cut permit. Wet-ink original mailed on request.
The City of Bloomington requires a street cut (right-of-way excavation) permit before anyone cuts, bores under, or excavates in a city street or right-of-way. The $20,000 bond is a condition of that permit: it guarantees you'll restore the pavement and right-of-way to city standards and stand behind the patch for the warranty period.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Bloomington (the obligee). If you leave a cut unrestored, a patch fails, or you damage city infrastructure, the city can recover its repair costs against the bond.
It is not insurance for you — if the surety pays the city, you repay the surety. Contractors who backfill, compact, and repave to spec treat the bond as a permit formality, not a risk.
These are the actual issuing fields — no credit section, because the application doesn't collect any credit information for this bond.
Start the application →$200 flat, no credit review, bond often issued in the same sitting. Free until issued.