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Illinois specialty retailer liquor bonds.
From $100.

Illinois specialty retailer liquor licenses — brew pubs, caterers, special-event and similar retailers — come with a financial-responsibility tax bond filed with the Department of Revenue (form REG-4-A) when the licensee owes liquor tax. We issue it from $100, and no credit check up to $10,000.

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Required for a specialty / special-event retailer liquor license under 235 ILCS 5 when IDOR asks for a tax bond
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Filed with the Illinois Department of Revenue on form REG-4-A to back your liquor gallonage tax
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From $100 — enter the amount the state set and the premium updates
2% of amount$100 minimumNo credit check up to $10,000above that, a soft pull at most, never a hard inquiryFastapproval for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Illinois specialty retailer liquor bond cost?

2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard liquor tax bond — enter your amount, pay, and file with the Department of Revenue. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the state set, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $10,000. Most bonds issue instantly upon payment.

SAME DAY

File with the Department of Revenue

Submit the executed REG-4-A bond so IDOR issues your certificate of registration. Wet-ink originals mailed whenever the state insists on them.

About this bond

What it is and who needs it.

What the specialty retailer bond actually covers

Illinois issues a range of specialty retailer liquor licenses under the Liquor Control Act of 1934 (235 ILCS 5) — brew pub, caterer, special-event, and similar retail categories. When the licensee owes the state liquor tax, the Department of Revenue conditions registration on a financial-responsibility (tax) bond.

The bond is filed on IDOR form REG-4-A and guarantees the liquor gallonage tax that becomes due from the retailer. It protects the State, not the licensee — if you fail to remit, IDOR can recover against the bond, and if the surety pays, you repay the surety.

The amount is set by IDOR and is generally about twice your average monthly tax liability, subject to a $1,000 statutory minimum (and a state-set maximum). Enter the figure on your notice and we issue the bond from $100 — your exact price appears at the application.

235 ILCS 5 + IDOR form REG-4-ASpecialty retailer liquor licenses (brew pub, caterer, special-event, and similar) are issued under the Illinois Liquor Control Act of 1934 (235 ILCS 5). When a tax bond is required, the Illinois Department of Revenue uses form REG-4-A; the amount is generally about twice the average monthly liquor tax liability, with a $1,000 minimum. Confirm the exact figure on your IDOR notice.

You need this bond if you are

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A brew pub or craft retailer IDOR has asked to post a liquor tax bond
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A caterer or special-event retailer serving alcohol under a specialty license
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A new specialty retailer that IDOR wants bonded before issuing a certificate of registration
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Renewing a specialty license whose IDOR bond is expiring or was non-renewed
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Revenue. Submit the executed REG-4-A bond so IDOR issues your certificate of registration. Wet-ink originals mailed whenever the state insists on them.

What sets the price

The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount IDOR set — the executed REG-4-A bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the specialty retailer bond?Pricing is 2% of your bond amount, with a $100 minimum. The bond amount is set by the Department of Revenue — generally about twice your average monthly liquor tax liability, with a $1,000 statutory minimum. Enter that figure at the application and your exact price appears.
Which form is this?The Illinois Department of Revenue financial-responsibility bond, form REG-4-A. IDOR also accepts a REG-4-D letter-of-credit bond in lieu of surety, but a surety bond is usually much cheaper than tying up cash.
Do all specialty retailers need it?Not always. IDOR requires the tax bond when the licensee owes liquor gallonage tax and the Department wants a financial guarantee. If you’re unsure, send us your IDOR notice and we’ll confirm.
Is there a credit check?No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
What does it guarantee?The liquor gallonage tax you owe the State of Illinois. If you fail to remit, IDOR can recover against the bond — and if the surety pays, you repay the surety. It is not insurance for you.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Specialty retailer bond, issued today.

Pricing from $100. Enter the amount the state set and file with IDOR the same day.

Your premiumfrom $100
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