IL patient trust fund bonds.
Flat 3%. Enter your amount.

If your long-term care facility holds and manages residents' money, the Nursing Home Care Act (210 ILCS 45/2-201) requires a surety bond guaranteeing those funds, filed with the Illinois Department of Public Health. Size it to the resident funds you hold and we issue at a flat 3%.

Required under 210 ILCS 45/2-201 when a facility accepts and manages residents’ funds
Filed with IDPH, Division of Long-Term Care on the state’s surety bond form with Schedule A
Flat 3%, no credit pull — enter the amount that covers your resident funds and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard patient trust bond — enter your amount, pay, and file with IDPH. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your facility details, the bond amount covering the resident funds you hold, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with IDPH

Submit the executed bond, together with Schedule A, to the Illinois Department of Public Health, Division of Long-Term Care Quality Assurance. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the amount that covers your resident trust funds and the premium updates.

$5,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the patient trust bond protects

Under the Nursing Home Care Act (210 ILCS 45/2-201), if a facility elects to accept and manage some or all of its residents' personal funds, it must purchase a surety bond — or otherwise provide self-insurance or another approved assurance — guaranteeing the security of those funds. The bond protects residents and their families against loss from the facility's mishandling of the money it holds in trust.

The bond is filed with the Illinois Department of Public Health, Division of Long-Term Care Quality Assurance, on the state's resident-fund surety bond form together with Schedule A. It is continuous and can be terminated by the surety only on 30 days' written notice to the facility, with a copy to IDPH.

There is no single statewide dollar figure — the bond is expected to be adequate for the trust funds your facility actually holds, so it scales with the money under management. Enter the amount that covers your resident funds and we issue at a flat 3% with no credit check.

210 ILCS 45/2-201 (Nursing Home Care Act)The Illinois Nursing Home Care Act, 210 ILCS 45/2-201, requires a facility that accepts and manages residents’ funds to guarantee the security of those funds — commonly through a surety bond — filed with the Illinois Department of Public Health on the resident-fund surety bond form with Schedule A. The amount should be adequate for the funds the facility holds; related provisions in the Assisted Living and ID/DD Community Care Acts impose comparable resident-fund protections. Confirm the required amount with IDPH for your facility.

You need this bond if you are

A nursing or long-term care facility that holds and manages residents’ personal funds
An assisted living or supportive living establishment managing resident money under a comparable requirement
Renewing or replacing a resident-fund bond filed with IDPH
Adjusting your bond amount as the resident funds you hold grow

Five minutes, issued on the spot.

Submit the application with the amount covering your resident funds — the executed bond is generated instantly, ready to file with IDPH alongside Schedule A.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Illinois patient trust fund bond? +
A flat 3% of the bond amount, $275 minimum. The amount itself should be adequate for the resident trust funds your facility holds — there is no single statewide figure. Enter your amount and the quote updates.
When does a facility need this bond? +
When it elects to accept and manage residents’ personal funds. Under 210 ILCS 45/2-201, a facility that handles resident money must guarantee its security — a surety bond is the usual way — filed with the Illinois Department of Public Health.
Where do I file it? +
With IDPH, Division of Long-Term Care Quality Assurance, on the state’s resident-fund surety bond form together with Schedule A. We issue the executed bond ready to submit.
Is there a credit check? +
No — the patient trust fund bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
How do I choose the amount? +
Size it to the resident funds your facility holds in trust. If you are unsure what IDPH expects for your facility, confirm with the Division of Long-Term Care and send us the figure — we issue exactly that.
Related bonds

Other New York bonds.

Patient trust fund bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount covering your resident funds and file with IDPH the same day.

Your premium @ 3%$300
Apply now →