If your long-term care facility holds and manages residents' money, the Nursing Home Care Act (210 ILCS 45/2-201) requires a surety bond guaranteeing those funds, filed with the Illinois Department of Public Health. Size it to the resident funds you hold and we issue at a flat 3%.
















No underwriting queue for the standard patient trust bond — enter your amount, pay, and file with IDPH. Here is the whole thing:
Your facility details, the bond amount covering the resident funds you hold, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond, together with Schedule A, to the Illinois Department of Public Health, Division of Long-Term Care Quality Assurance. Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the amount that covers your resident trust funds and the premium updates.
Under the Nursing Home Care Act (210 ILCS 45/2-201), if a facility elects to accept and manage some or all of its residents' personal funds, it must purchase a surety bond — or otherwise provide self-insurance or another approved assurance — guaranteeing the security of those funds. The bond protects residents and their families against loss from the facility's mishandling of the money it holds in trust.
The bond is filed with the Illinois Department of Public Health, Division of Long-Term Care Quality Assurance, on the state's resident-fund surety bond form together with Schedule A. It is continuous and can be terminated by the surety only on 30 days' written notice to the facility, with a copy to IDPH.
There is no single statewide dollar figure — the bond is expected to be adequate for the trust funds your facility actually holds, so it scales with the money under management. Enter the amount that covers your resident funds and we issue at a flat 3% with no credit check.
Submit the application with the amount covering your resident funds — the executed bond is generated instantly, ready to file with IDPH alongside Schedule A.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount covering your resident funds and file with IDPH the same day.