Lakewood contractor bonds.
$100 flat.

The Village of Lakewood requires a general contractor to file a $10,000 bond with its Building Department before pulling a permit — ours is $100 flat, and the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.

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Required before the Lakewood Building Department issues a permit to a contractor

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Fixed price, fixed amount — $10,000 bond, $100, no quote process

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Multi-year terms available — set it up once for up to 3 years

A-ratedA.M. Best carriersSoft pull onlynever a hard inquiry1–3 yrterms available

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How it works

Three steps. One sitting.

Municipal contractor bonds are about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Municipal permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Village

Your executed bond and power of attorney arrive by email, ready to fax, email, or mail to the Lakewood Building Department with your permit application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The Village of Lakewood's Building Department requires general, specialty, and other contractors to file a $10,000 bond naming the Village of Lakewood as obligee before it will issue a building permit. The bond assures the village and its residents that permitted work will be completed to code.

It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Lakewood (the obligee), with the village and harmed property owners as the protected parties. If a contractor fails to perform or disregards local building codes on covered work, the village or an injured party can draw against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Plumbers and electricians working in Lakewood separately provide a letter of intent and a copy of their trade registration alongside this bond.

Village of Lakewood Building DepartmentThe Village of Lakewood's Building Department requires a $10,000 contractor bond as part of the permit process, submitted by fax, email, or mail to the department before permitted work begins. We could not confirm a codified ordinance section for this requirement against a live copy of the Lakewood village code, so we cite the requiring department rather than a section number — confirm current terms with the Building Department before filing.

You need this bond if you're

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Pulling a building permit in Lakewood as a general or specialty contractor

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Renewing an expiring Lakewood contractor bond tied to ongoing permit work

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New to Lakewood and filing your first permit in the village

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A plumber or electrician filing this bond alongside your trade registration

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →

FAQ

Common questions.

How much is the Village of Lakewood contractor bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every contractor. The $10,000 bond amount is set by the Village's permit requirement, so there is no quote process.

Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How fast will I have the bond?Municipal permit bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish and have the bond in the same sitting. At most, 1–2 business days.

Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.

How do I get the bond to the Building Department?Lakewood accepts a copy of your surety bond by fax or email, with the original mailed to the Building Department. We send both the e-signed copy and, on request, a wet-ink original for you to forward.

Related bonds

Other Illinois bonds.

Get your Lakewood permit bond on file today.

$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Start application

Your price$100

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