IL funeral & burial funds bonds.
Flat 3%. Enter your amount.
Sellers and trustees of pre-need funeral and burial funds license with the Illinois State Comptroller under the Funeral or Burial Funds Act (225 ILCS 45), and file a fidelity bond as part of that license. The Comptroller sets the amount — not exceeding $10,000 — and we issue it at a flat 3% with no credit check.
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Apply to filed in one sitting.
No underwriting queue for the standard funeral funds bond — enter your amount, pay, and file with the Comptroller. Here is the whole thing:
Apply online
Your business details, the bond amount the Comptroller set, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the State Comptroller
Submit the executed fidelity bond with your pre-need license application or renewal. Wet-ink originals mailed whenever the Comptroller insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. The Comptroller caps the amount at $10,000 — enter it and the premium updates.
What it is and who needs it.
What the funeral funds bond actually covers
Illinois protects consumers who prepay for funeral and burial goods and services under the Funeral or Burial Funds Act (225 ILCS 45), which the State Comptroller administers and enforces. Sellers and trustees of these pre-need funds must be licensed by the Comptroller.
As part of the license, the applicant files a fidelity bond (executed by the applicant and an admitted surety) — or, alternatively, an irrevocable letter of credit. The bond is conditioned on faithful handling of the pre-need funds the seller or trustee holds for consumers.
The statute lets the Comptroller set the amount not exceeding $10,000. Because it is a small fidelity bond, we issue the amount on your license at a flat 3% with no credit check — $275 minimum, so most filings land at the minimum.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount the Comptroller set — the executed fidelity bond is generated instantly, ready to file.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Illinois funeral funds bond? +
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Can I post a letter of credit instead? +
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Other New York bonds.
Funeral funds bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter the amount the Comptroller set and file the same day.