Cook County use tax dealer bonds.
From $100. Per dealer location.

Cook County's Use Tax Ordinance requires a registered motor-vehicle dealer to maintain an active $5,000 surety bond with the Department of Revenue for each dealer location. Premiums cost 2% of the bond amount, $100 minimum. The application collects no credit information, and most applications approve instantly.

Required under the Cook County Use Tax Ordinance (Cook County Code §§ 74-270 through 74-319)
A $5,000 bond per dealer location — a dealer with multiple locations posts a separate bond for each
No credit section in the application — most applications approve instantly, from a $100 minimum
From $1002% of the bond amount, $100 minimumNo credit fieldsin the applicationFastissued the same day for most dealers
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

Cook County use tax dealer bonds are a short, standard-form registration bond. Enter your dealer location and file with the Department of Revenue. Here is the whole thing:

TODAY · ONLINE

Apply online

Your dealer business details, the location the bond covers, and the effective date — no financials, no credit section.

USUALLY MINUTES

Approved

The application collects no credit information, so most use tax dealer bonds approve instantly — pricing is 2% of the $5,000 bond, $100 minimum.

SAME DAY

File with the Department of Revenue

Your executed bond arrives by email, ready to file with the Cook County Department of Revenue to keep your dealer registration in compliance. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the use tax dealer bond actually guarantees

Cook County's Use Tax Ordinance imposes a tax on the use of tangible personal property purchased from a retailer and titled or registered with a State of Illinois agency at a location inside Cook County — in practice, this is the tax collected on motor vehicle sales. Motor vehicle retailers within Cook County must register with the Department of Revenue and remit the tax they collect from purchasers.

As part of a December 2023 amendment to the ordinance, a registered dealer must maintain an active $5,000 surety bond with the department for each dealer location. It is a three-party arrangement: you (the principal), the surety carrier, and Cook County (the obligee) — the bond secures your compliance with the tax-remittance obligations the ordinance imposes on registered dealers.

Upon expiration, the surety bond must be renewed for the dealer to remain in compliance with the ordinance. A dealer with more than one Cook County location maintains a separate $5,000 bond for each; the premium is 2% of that amount, $100 minimum, and the application collects no credit information.

Cook County Code §§ 74-270 – 74-319 (Use Tax Ordinance)The Cook County Department of Revenue's own notice on the December 14, 2023 amendment to the Use Tax Ordinance (Cook County Code §§ 74-270 through 74-319) states: "Registered dealers must maintain an active $5,000 surety bond with the department for each dealer location. Upon expiration, surety bonds must be renewed for a registered dealer to remain in compliance with the ordinance." Confirm your registration status and bonded locations with the Department of Revenue.

You need this bond if you are

A motor vehicle retailer registering with Cook County to collect and remit Use Tax
A registered dealer opening an additional Cook County location that needs its own $5,000 bond
Renewing an expiring use tax dealer bond to stay in compliance with the ordinance
A dealer whose existing bond has lapsed and needs a fresh filing to keep the registration active

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →
FAQ

Common questions.

How much is the Cook County use tax dealer bond?The bond amount is $5,000 per dealer location, set by the Use Tax Ordinance. Premiums cost 2% of that amount, $100 minimum — so most dealers pay the $100 floor per location.
What amount should I enter?$5,000 — the fixed per-location bond amount under the ordinance. If you operate more than one Cook County dealer location, each location needs its own $5,000 bond, not one combined bond.
What does the bond guarantee?It secures your compliance with the Cook County Use Tax Ordinance — specifically the registration and tax-remittance obligations imposed on a registered motor vehicle dealer at each location.
Do I pay the full $5,000?No. The $5,000 is the bond's penal amount, not a deposit or your cost. You pay only the premium — 2% of that amount, $100 minimum.
Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.
Related bonds

Other Illinois bonds.

Keep your dealer registration in compliance.

From $100 per location, no credit section. Apply today and file with the Department of Revenue the same day.

Your premiumfrom $100
Apply now →