Illinois Bricklayers DC1 wage & welfare bonds.
From $100.
A trowel-trades contractor signatory to District Council 1 of the International Union of Bricklayers and Allied Craftworkers can be required to post a wage and welfare bond securing the wages and fringe fund contributions its agreement requires. Premiums cost 4% of the bond amount, $100 minimum.
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How much does an Illinois Bricklayers DC1 wage & welfare bond cost?
4% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No long underwriting queue for a standard wage & welfare bond — enter your amount, consent to a soft pull, and file with ADC1. Here is the whole thing:
Apply online
Your company details, the bond amount ADC1 or the fund office required, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most wage & welfare bonds this size clear quickly; the soft pull never affects your score. Larger amounts may get a brief underwriter review.
File with ADC1
Your executed bond and power of attorney arrive by email, ready to file with the benefit fund office so your CBA obligations are on record.
What it is and who needs it.
What the wage & welfare bond actually guarantees
BAC Administrative District Council 1 of Illinois — formed in 2009 from the merger of Illinois Locals 20, 21, 56, and 74, with Local 79 joining in 2023 — represents roughly 6,800 trowel-trade members in the Chicago area: bricklayers, pointer-cleaner-caulkers, tile layers and finishers, marble masons and finishers, terrazzo mechanics and finishers, plasterers, precast workers, welders, mosaic workers, and foam insulators. A contractor who signs ADC1's collective bargaining agreement agrees to pay covered wages and to remit contributions to the council's health & welfare, pension, and related trust funds.
The wage & welfare bond is ADC1's financial backstop for that promise. Unlike insurance, which protects the contractor, this bond protects union members and the trust funds — if a signatory contractor fails to remit wages or fringe contributions the CBA requires, ADC1 or a fund can make a claim against the bond up to its penal amount, and the contractor repays the surety for anything paid out.
This is not a government-mandated bond — no Illinois statute requires it. It is a private condition of doing signatory trowel-trades work, imposed by ADC1 and its benefit fund office, who also set the required amount for your company. Confirm the figure your agreement calls for; we price whatever amount you enter.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with ADC1. Your executed bond and power of attorney arrive by email, ready to file with the benefit fund office so your CBA obligations are on record.
What sets the price
The premium is 4% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, then a quick review.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. The pull never affects your score, and your price — from a $100 minimum — is set at application.
Start the application →Common questions.
Other Illinois bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Signatory status, bonded today.
4% of the bond amount, $100 minimum, soft pull only. Enter your required amount and file with ADC1 the same day.