IL Bricklayers DC1 wage & welfare bonds.
4% of the bond amount.

A trowel-trades contractor signatory to District Council 1 of the International Union of Bricklayers and Allied Craftworkers — the Chicago-area council representing bricklayers, tile, marble, terrazzo, and plasterers — can be required to post a wage and welfare bond securing the wages and fringe fund contributions the agreement obligates the contractor to pay. Premiums cost 4% of the bond amount, $100 minimum, after a quick soft credit check that never affects your score.

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Required of a signatory trowel-trades contractor under the BAC Administrative District Council 1 collective bargaining agreement — a private union requirement, not a state law

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Covers bricklayers, tile and marble setters, terrazzo mechanics, and plasterers among ADC1's roughly 6,800 members

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4% of the bond amount, $100 minimum — your exact price appears at the application

4% rate$100 minimumSoft pull onlynever a hard inquiryFastinstant underwriting for most

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How it works

Apply to filed in one sitting.

No long underwriting queue for a standard wage & welfare bond — enter your amount, consent to a soft pull, and file with ADC1. Here is the whole thing:

TODAY · ONLINE

Apply online

Your company details, the bond amount ADC1 or the fund office required, and the effective date — plus a one-time consent to a soft credit pull.

USUALLY MINUTES

Approved

Most wage & welfare bonds this size clear quickly; the soft pull never affects your score. Larger amounts may get a brief underwriter review.

SAME DAY

File with ADC1

Your executed bond and power of attorney arrive by email, ready to file with the benefit fund office so your CBA obligations are on record.

About this bond

What it is and who needs it.

What the wage & welfare bond actually guarantees

BAC Administrative District Council 1 of Illinois — formed in 2009 from the merger of Illinois Locals 20, 21, 56, and 74, with Local 79 joining in 2023 — represents roughly 6,800 trowel-trade members in the Chicago area: bricklayers, pointer-cleaner-caulkers, tile layers and finishers, marble masons and finishers, terrazzo mechanics and finishers, plasterers, precast workers, welders, mosaic workers, and foam insulators. A contractor who signs ADC1's collective bargaining agreement agrees to pay covered wages and to remit contributions to the council's health & welfare, pension, and related trust funds.

The wage & welfare bond is ADC1's financial backstop for that promise. Unlike insurance, which protects the contractor, this bond protects union members and the trust funds — if a signatory contractor fails to remit wages or fringe contributions the CBA requires, ADC1 or a fund can make a claim against the bond up to its penal amount, and the contractor repays the surety for anything paid out.

This is not a government-mandated bond — no Illinois statute requires it. It is a private condition of doing signatory trowel-trades work, imposed by ADC1 and its benefit fund office, who also set the required amount for your company. Confirm the figure your agreement calls for; we price whatever amount you enter.

ADC1 collective bargaining agreement — not an Illinois statuteThis bond is required by BAC Administrative District Council 1 of Illinois as a condition of the collective bargaining agreement a contractor signs to perform signatory trowel-trades work in the Chicago area — it is a private union/trust-fund requirement, not a state or municipal law. The bond amount is set by ADC1 or its benefit fund office based on the contractor's anticipated payroll exposure under the agreement. Confirm your required amount with ADC1 or the fund office before applying.

You need this bond if you are

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A masonry, tile, or plastering contractor signing the ADC1 CBA for the first time as a new signatory employer

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Renewing your signatory status with an expiring or non-renewing bond on file

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A general contractor whose ADC1 subcontract requires proof of a current bond

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Reinstating after a lapse ADC1 flagged in your fund contributions

One application, then a quick review.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. The pull never affects your score, and your price — from a $100 minimum — is set at application.

Start the application →

FAQ

Common questions.

How much is the Bricklayers DC1 wage & welfare bond?Premiums cost 4% of the bond amount, with a $100 minimum. The bond amount itself is set by ADC1 or its benefit fund office, not by state law — enter the figure your agreement calls for and your exact price appears at the application.

What amount should I enter?The amount ADC1 or its benefit fund office specified for your company — there is no single statewide figure for wage & welfare bonds, and the required amount can vary with your anticipated payroll under the CBA. If you are unsure, ask ADC1 or the fund office before applying.

What does the bond actually guarantee?It guarantees that a signatory contractor pays the wages and fringe fund contributions — health & welfare, pension, and related funds — that the collective bargaining agreement requires. It protects union members and the trust funds, not the contractor; if a valid claim is paid, the contractor repays the surety.

Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond.

Which trades does ADC1 cover?Bricklayers, pointer-cleaner-caulkers, tile layers and finishers, marble masons and finishers, terrazzo mechanics and finishers, plasterers, precast workers, welders, mosaic workers, and foam insulators — the full trowel-trades roster ADC1 represents across roughly 6,800 members in the Chicago area.

Related bonds

Other Illinois bonds.

Signatory status, bonded today.

4% of the bond amount, $100 minimum, soft pull only. Enter your required amount and file with ADC1 the same day.

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Your premiumfrom $100

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