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Illinois appeal & supersedeas bonds.
The court sets it. We underwrite it.

A supersedeas bond stays execution of a money judgment while you appeal. Under Illinois Supreme Court Rule 305, the court fixes the penal sum, ordinarily the judgment plus interest and costs. These bonds are underwritten, not flat-rated, and larger penalties are often collateralized. Send us the judgment and a surety specialist returns a quote.

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Stays enforcement of a money judgment pending your appeal (Ill. S. Ct. R. 305(a))
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Penal sum ordinarily covers the judgment plus interest and costs — set by the court
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Underwritten case-by-case — collateral or financials may apply on larger penalties
Court-setpenal sumA-ratedA.M. Best carriers1 daytypical reply
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Illinois appeal & supersedeas bond cost?

It is underwritten. The carrier’s base rate is 2% of the bond amount; the underwriter sets your premium from the amount, your credit and any collateral.

How it works

Built for a 30-day stay clock.

Rule 305 gives you a short window to post security and obtain the trial court’s approval. Here is the whole process:

TODAY · 10 MINUTES

Send us the judgment

Apply online and attach the judgment order and case caption. The penal sum follows the judgment plus anticipated interest and costs, so we size from the order itself.

WITHIN 1 BUSINESS DAY

A specialist underwrites it

A surety specialist reviews the judgment, your financial position, and indemnity. For larger penalties we discuss collateral up front — no surprises later.

ON APPROVAL

Execute & file for approval

We issue the executed bond on the court’s required form so you can present it to the trial court for approval and obtain your stay.

In plain English

How an appeal bond works, and what to have ready.

  1. Why the court asks for it

    You lost at trial and want to appeal without paying the judgment first. An appeal bond, also called a supersedeas bond, asks the court to pause collection while the appeal runs.

  2. Who it protects

    The party who won. If the appeal fails, they are paid what the judgment awarded, with the interest and costs the court's rules add, up to the bond amount.

  3. If there is a claim

    The surety pays a valid claim and you repay the surety. Because the bond can equal the whole judgment, sureties often ask for collateral on large amounts.

Have these ready

  • The judgment you are appealing, with the court and case number
  • The bond amount the court or its rules require
  • Your notice of appeal, or the date you will file it
  • Financial statements for the person or business appealing
  • Any collateral you can offer, such as cash or a letter of credit
  • Your attorney's name and contact details
About this bond

What it is and who needs it.

How a supersedeas bond works

When you lose a money judgment and appeal, the winner can normally begin collecting right away. A supersedeas (appeal) bond stays that enforcement so the judgment can’t be executed while the appeal is pending.

The bond guarantees the judgment creditor that if your appeal fails, the judgment — plus the interest and costs that accrued during the appeal — will be paid. That guarantee is why the penal sum tracks the judgment rather than a flat figure.

Because the surety is backing the full judgment, these bonds are underwritten, and larger penalties are frequently collateralized. We size, underwrite, and quote the bond after reviewing the judgment and your financials.

Illinois RuleIllinois Supreme Court Rule 305(a) provides that the bond or other security ordinarily shall be in an amount sufficient to cover the judgment and costs plus interest reasonably anticipated to accrue during the appeal. Rule 305 requires the trial court to approve the security.

You need this bond if you’re

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A judgment debtor appealing a money judgment and seeking to stay its execution
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Defense counsel arranging security so a client’s assets aren’t collected during the appeal
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A business appealing a verdict and needing to keep operating capital intact pending review
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An insurer or indemnitor posting security on behalf of an insured’s appeal
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A court bond answers to the court and the party its order protects: if the judgment or order the bond secures is not satisfied, that party can claim against it, up to the penal sum the court set.

The surety pays a valid claim after the court rules, and you repay the surety. A court bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote; a court bond usually runs until the case or appeal it secures is resolved.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

Execute & file for approval. We issue the executed bond on the court’s required form so you can present it to the trial court for approval and obtain your stay.

What sets the price

Court bonds are underwritten. The carrier's base rate for this bond is 2% of the bond amount; the underwriter sets your final premium from the amount the court sets, your credit and any collateral.

The application takes about ten minutes.

Tell us about the case and attach the judgment order. A surety specialist underwrites it and returns a quote — usually within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is an Illinois appeal (supersedeas) bond?A court bond that stays execution of a money judgment while you appeal. Under Illinois Supreme Court Rule 305, it guarantees the judgment creditor that the judgment, plus interest and costs accruing during the appeal, will be paid if your appeal fails.
How much is the bond — what penal sum?The court sets it. Rule 305(a) provides the security ordinarily covers the judgment and costs plus interest reasonably anticipated to accrue during the appeal — in practice often around 150% of the judgment. There is no flat rate; we underwrite the premium and any collateral to that penal sum.
How much does it cost?These bonds are underwritten, not flat-rated. The premium depends on the penal sum, your financials, and the collateral arrangement. Send us the judgment and a specialist returns a quote — usually within one business day.
Will I have to post collateral?Often, yes — especially on larger judgments. Because the surety is guaranteeing the full judgment, collateral (cash, a letter of credit, or other security) is common. We discuss it up front so the quote is complete, not a moving target.
How fast can I get it?A specialist typically replies within one business day of an application with the judgment attached. Timing to issuance depends on underwriting and any collateral, but we move on the Rule 305 clock with you.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Nearby states

The same bond in nearby states.

Requirements checked on the carrier’s application, . Page updated .

Appealing a money judgment? Let’s size the bond.

Send us the judgment and a surety specialist underwrites and quotes your supersedeas bond — usually within one business day. Free until your bond is issued.

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