A Hawaii private college or university that cannot otherwise demonstrate financial integrity files a surety bond with the DCCA to receive authorization, protecting students’ prepaid tuition under HRS 305J-14 (the Post-Secondary Education Authorization Program). We issue it at a flat 3% with no credit check — enter your required amount and the premium updates.
















No underwriting queue for the standard HPEAP bond — enter your amount, pay, and file with the DCCA. Here is the whole thing:
Your institution details, the bond amount your authorization requires, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond, in favor of the State, with your HPEAP authorization or reauthorization. Wet-ink originals mailed whenever the office insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter your prepaid, unearned tuition figure and the premium updates.
Hawaii authorizes private colleges and universities through the Post-Secondary Education Authorization Program (HPEAP) under HRS chapter 305J, administered by the Department of Commerce and Consumer Affairs. An institution must demonstrate financial integrity at the time of application — and if it cannot, it files a surety bond in favor of the State before receiving authorization.
The bond is a student-protection guarantee: it is conditioned to indemnify any student (or a parent or legal guardian) whom the director finds to have suffered a loss of tuition or fees from a violation of the chapter. If the institution ceases operation, the director may demand payment for refunds or alternative enrollment.
Under HRS 305J-14 the bond is at least $50,000, recalculated annually as a reasonable estimate of the maximum prepaid, unearned tuition and fees the institution holds. The bond runs concurrently with the authorization period. Confirm your figure with the DCCA, enter it, and we issue at a flat 3% with no credit check.
Submit the application with your required bond amount — the executed bond is generated instantly, ready to file with the DCCA.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with the DCCA the same day.