Instead of escrowing tenant security deposits, a Georgia landlord can post a surety bond with the clerk of the superior court under O.C.G.A. 44-7-32. The amount is the total deposits you hold or $50,000, whichever is less. We issue it at a flat 3% with one soft credit pull — enter your amount and the premium updates.
















Enter your amount, pay, and file the executed bond with the superior court clerk. Here is the whole thing:
Your details, the total deposits you hold (the bond amount), and the effective date. The only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft credit pull never affects your score.
Take the executed bond to the clerk of the superior court in the county where the rental is located (a small filing fee applies). Wet-ink originals mailed whenever the clerk insists.
Bond amount × 3% = your premium, one-time, $275 minimum. The amount is the total deposits you hold, capped at $50,000 — enter it and the premium updates.
Georgia generally requires a landlord to hold tenant security deposits in an escrow account. But O.C.G.A. 44-7-32 gives an alternative: the landlord may instead post and maintain a surety bond with the clerk of the superior court in the county where the dwelling is located.
The bond amount is the total amount of security deposits the landlord holds on behalf of tenants, or $50,000, whichever is less. It is conditioned on the landlord’s faithful compliance with O.C.G.A. 44-7-34 and the return of the deposits if the landlord goes bankrupt or the premises are foreclosed — running to the benefit of any tenant injured by a violation.
It is not insurance for you — if the surety pays a tenant’s claim, you repay the surety. The clerk charges a small fee to file and to cancel the bond, and a surety may withdraw on 30 days’ written notice. Posting the bond frees you from holding the cash in escrow.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Enter the total deposits you hold (capped at $50,000) and the bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your total deposits held and file with the clerk.