Georgia security deposit bonds.
From $100.
Instead of escrowing tenant security deposits, a Georgia landlord can post a surety bond with the clerk of the superior court under O.C.G.A. 44-7-32. The amount is the total deposits you hold or $50,000, whichever is less. The premium is 2% of the bond amount, $100 minimum.
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How much does a Georgia security deposit bond cost?
2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
Enter your amount, pay, and file the executed bond with the superior court clerk. Here is the whole thing:
Apply online
Your details, the total deposits you hold (the bond amount), and the effective date. The only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The soft credit pull never affects your score. If it needs a second look, one to two business days at most.
File with the superior court clerk
Take the executed bond to the clerk of the superior court in the county where the rental is located (a small filing fee applies). Wet-ink originals mailed whenever the clerk insists.
What it is and who needs it.
What the security deposit bond does
Georgia generally requires a landlord to hold tenant security deposits in an escrow account. But O.C.G.A. 44-7-32 gives an alternative: the landlord may instead post and maintain a surety bond with the clerk of the superior court in the county where the dwelling is located.
The bond amount is the total amount of security deposits the landlord holds on behalf of tenants, or $50,000, whichever is less. It is conditioned on the landlord’s faithful compliance with O.C.G.A. 44-7-34 and the return of the deposits if the landlord goes bankrupt or the premises are foreclosed — running to the benefit of any tenant injured by a violation.
It is not insurance for you — if the surety pays a tenant’s claim, you repay the surety. The clerk charges a small fee to file and to cancel the bond, and a surety may withdraw on 30 days’ written notice. Posting the bond frees you from holding the cash in escrow.
You need this bond if you’re
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the superior court clerk. Take the executed bond to the clerk of the superior court in the county where the rental is located (a small filing fee applies). Wet-ink originals mailed whenever the clerk insists.
What sets the price
The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit check. Enter the total deposits you hold (capped at $50,000) and the bond is issued when you pay.
Start the application →Common questions.
Other Georgia bonds.
The same bond in nearby states.
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Security deposit bond, issued today.
Priced at 2% of the bond amount ($100 minimum). Enter your total deposits held and file with the clerk.