GA security deposit bonds.
From $100. Enter your amount.

Instead of escrowing tenant security deposits, a Georgia landlord can post a surety bond with the clerk of the superior court under O.C.G.A. 44-7-32. The amount is the total deposits you hold or $50,000, whichever is less. The premium is 2% of the bond amount, $100 minimum, with a quick soft credit check — enter your amount and see your exact price.

An alternative to escrowing security deposits under O.C.G.A. 44-7-32
Amount is the total deposits you hold, capped at $50,000 — whichever is less
Soft credit check only — never affects your score, and it informs approval, not the rate table
2% of amount$100 minimum, set by your bond amountInstantquote at the applicationSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

Enter your amount, pay, and file the executed bond with the superior court clerk. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the total deposits you hold (the bond amount), and the effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft credit pull never affects your score.

SAME DAY – 1–2 DAYS

File with the superior court clerk

Take the executed bond to the clerk of the superior court in the county where the rental is located (a small filing fee applies). Wet-ink originals mailed whenever the clerk insists.

About this bond

What it is and who needs it.

What the security deposit bond does

Georgia generally requires a landlord to hold tenant security deposits in an escrow account. But O.C.G.A. 44-7-32 gives an alternative: the landlord may instead post and maintain a surety bond with the clerk of the superior court in the county where the dwelling is located.

The bond amount is the total amount of security deposits the landlord holds on behalf of tenants, or $50,000, whichever is less. It is conditioned on the landlord’s faithful compliance with O.C.G.A. 44-7-34 and the return of the deposits if the landlord goes bankrupt or the premises are foreclosed — running to the benefit of any tenant injured by a violation.

It is not insurance for you — if the surety pays a tenant’s claim, you repay the surety. The clerk charges a small fee to file and to cancel the bond, and a surety may withdraw on 30 days’ written notice. Posting the bond frees you from holding the cash in escrow.

O.C.G.A. 44-7-32O.C.G.A. 44-7-32 lets a Georgia landlord post a surety bond with the clerk of the superior court in lieu of escrowing tenant security deposits. The bond amount is the total deposits held or $50,000, whichever is less, conditioned on compliance with O.C.G.A. 44-7-34 and return of deposits on the landlord’s bankruptcy or foreclosure. The clerk charges a small filing/cancellation fee and the surety may withdraw on 30 days’ notice.

You need this bond if you’re

A landlord holding tenant deposits who would rather bond than escrow the cash
A property manager covering deposits across a portfolio, up to the $50,000 cap
An owner of multiple units freeing up the deposit cash for operations
Replacing a withdrawn bond after a surety gave its 30-day notice to the clerk

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit check. Enter the total deposits you hold (capped at $50,000) and the bond is typically issued within 1–2 business days.

Start the application →
FAQ

Common questions.

How much is the Georgia security deposit bond?The premium is 2% of the bond amount, $100 minimum. The amount is the total security deposits you hold on behalf of tenants, or $50,000, whichever is less — enter that figure to see your exact price at the application.
Why would I post a bond instead of escrowing deposits?O.C.G.A. 44-7-32 lets you avoid tying up tenant deposits in a separate escrow account. You post the bond with the superior court clerk and keep the cash working — paying a premium of 2% of the bond amount ($100 minimum) instead.
Where do I file it?With the clerk of the superior court in the county where the dwelling unit is located. The clerk charges a small fee to file (and to cancel) the bond. We deliver the executed bond ready to take to the clerk.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. It affects approval, not price: the premium is 2% of the bond amount, $100 minimum, and your exact figure appears at the application.
What does the bond cover?Your faithful compliance with O.C.G.A. 44-7-34 and the return of tenant deposits if you go bankrupt or the premises are foreclosed. A tenant injured by a violation can recover against the bond — and if the surety pays, you repay the surety.
Related bonds

Other Georgia bonds.

Security deposit bond, issued today.

Priced at 2% of the bond amount ($100 minimum). Enter your total deposits held and file with the clerk.

Your premiumfrom $100
Apply now →