GA security deposit bonds.
Flat 3%. Enter your amount.

Instead of escrowing tenant security deposits, a Georgia landlord can post a surety bond with the clerk of the superior court under O.C.G.A. 44-7-32. The amount is the total deposits you hold or $50,000, whichever is less. We issue it at a flat 3% with one soft credit pull — enter your amount and the premium updates.

An alternative to escrowing security deposits under O.C.G.A. 44-7-32
Amount is the total deposits you hold, capped at $50,000 — whichever is less
Soft credit pull only — never affects your score, and the rate stays 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

Enter your amount, pay, and file the executed bond with the superior court clerk. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the total deposits you hold (the bond amount), and the effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft credit pull never affects your score.

SAME DAY – 1–2 DAYS

File with the superior court clerk

Take the executed bond to the clerk of the superior court in the county where the rental is located (a small filing fee applies). Wet-ink originals mailed whenever the clerk insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. The amount is the total deposits you hold, capped at $50,000 — enter it and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the security deposit bond does

Georgia generally requires a landlord to hold tenant security deposits in an escrow account. But O.C.G.A. 44-7-32 gives an alternative: the landlord may instead post and maintain a surety bond with the clerk of the superior court in the county where the dwelling is located.

The bond amount is the total amount of security deposits the landlord holds on behalf of tenants, or $50,000, whichever is less. It is conditioned on the landlord’s faithful compliance with O.C.G.A. 44-7-34 and the return of the deposits if the landlord goes bankrupt or the premises are foreclosed — running to the benefit of any tenant injured by a violation.

It is not insurance for you — if the surety pays a tenant’s claim, you repay the surety. The clerk charges a small fee to file and to cancel the bond, and a surety may withdraw on 30 days’ written notice. Posting the bond frees you from holding the cash in escrow.

O.C.G.A. 44-7-32O.C.G.A. 44-7-32 lets a Georgia landlord post a surety bond with the clerk of the superior court in lieu of escrowing tenant security deposits. The bond amount is the total deposits held or $50,000, whichever is less, conditioned on compliance with O.C.G.A. 44-7-34 and return of deposits on the landlord’s bankruptcy or foreclosure. The clerk charges a small filing/cancellation fee and the surety may withdraw on 30 days’ notice.

You need this bond if you’re

A landlord holding tenant deposits who would rather bond than escrow the cash
A property manager covering deposits across a portfolio, up to the $50,000 cap
An owner of multiple units freeing up the deposit cash for operations
Replacing a withdrawn bond after a surety gave its 30-day notice to the clerk

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Enter the total deposits you hold (capped at $50,000) and the bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Georgia security deposit bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount is the total security deposits you hold on behalf of tenants, or $50,000, whichever is less — enter that figure and the quote updates.
Why would I post a bond instead of escrowing deposits? +
O.C.G.A. 44-7-32 lets you avoid tying up tenant deposits in a separate escrow account. You post the bond with the superior court clerk and keep the cash working — paying a 3% premium instead.
Where do I file it? +
With the clerk of the superior court in the county where the dwelling unit is located. The clerk charges a small fee to file (and to cancel) the bond. We deliver the executed bond ready to take to the clerk.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
What does the bond cover? +
Your faithful compliance with O.C.G.A. 44-7-34 and the return of tenant deposits if you go bankrupt or the premises are foreclosed. A tenant injured by a violation can recover against the bond — and if the surety pays, you repay the surety.
Related bonds

Other New York bonds.

Security deposit bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your total deposits held and file with the clerk.

Your premium @ 3%$750
Apply now →