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Fitzgerald utility deposit bonds.
From $100.

Instead of tying up cash as a security deposit with the Fitzgerald Water, Light & Bond Commission, you can post a surety bond for the same amount. Pricing is 2% of the bond amount, $100 minimum — enter the amount the Commission set and apply to see your exact price.

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Accepted by the Fitzgerald Water, Light & Bond Commission in lieu of a cash deposit — keeps your working capital free
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Amount set by the Commission — usually based on your estimated utility usage
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2% of the bond amount, $100 minimum — enter the amount to see your exact price
2% of amount$100 minimumFastoften same-day underwritingNo credit check up to $15,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Fitzgerald utility deposit bond cost?

2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard utility deposit bond — enter your amount, pay, and file with the Commission. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the deposit amount the Commission set, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No waiting — the executed bond is generated as soon as you pay. Most applications approve instantly.

SAME DAY

File with the Commission

Submit the executed bond to the Fitzgerald Water, Light & Bond Commission in place of your cash deposit to open or hold the account. Wet-ink originals mailed whenever they insist.

About this bond

What it is and who needs it.

What the utility deposit bond actually does

The Fitzgerald Water, Light & Bond Commission is the municipal utility serving Fitzgerald, Georgia, and it can require a security deposit before opening or continuing a utility account — particularly for commercial accounts or where usage is large. A utility deposit bond lets you satisfy that requirement without handing the Commission a pile of cash.

It is a three-party arrangement: you (the principal), the surety carrier, and the Fitzgerald Water, Light & Bond Commission (the obligee). The bond guarantees payment of your utility charges up to its penal sum — if you leave a balance unpaid, the Commission can recover against the bond instead of drawing down a cash deposit.

It is not insurance for you — if the surety pays unpaid charges, you repay the surety. The advantage is cash flow: you pay a small premium — 2% of the bond amount, $100 minimum — rather than parking the full deposit amount with the utility. Enter the figure the Commission set and we issue it.

Fitzgerald Water, Light & Bond Commission — deposit requirementThe Fitzgerald Water, Light & Bond Commission, the municipal utility for Fitzgerald, Georgia, may require a security deposit as a condition of utility service and accepts a surety bond in lieu of cash. The deposit amount is set by the Commission based on your account and estimated usage — we have not cited a specific ordinance because the deposit is set administratively by the Commission. Confirm the required amount with the Commission and we will issue the bond to match.

You need this bond if you are

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Opening a Fitzgerald Commission account that requires a security deposit
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A commercial or industrial customer with a deposit large enough to want a bond instead
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Freeing up working capital rather than leaving a cash deposit with the Commission
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Re-establishing service after the Commission required a new or higher deposit
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Commission. Submit the executed bond to the Fitzgerald Water, Light & Bond Commission in place of your cash deposit to open or hold the account. Wet-ink originals mailed whenever they insist.

What sets the price

The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $15,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the deposit amount the Commission set — the executed bond is generated instantly, ready to file in place of your cash deposit.

Start the application →
FAQ

Common questions.

How much is the Fitzgerald Commission deposit bond?Pricing is 2% of the bond amount, with a $100 minimum. The bond amount itself is the deposit the Fitzgerald Water, Light & Bond Commission set for your account; enter that figure and your exact price appears in the application.
Why post a bond instead of a cash deposit?Cash flow. A cash deposit ties up the full amount with the Commission, often with little or no interest. A surety bond satisfies the same requirement for 2% of the bond amount, $100 minimum, leaving your capital free for your business.
Is there a credit check?No credit check up to $15,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
What amount should I enter?The deposit figure the Commission set for your account — it is usually based on your estimated usage. If you are not sure, ask the Fitzgerald Water, Light & Bond Commission for the deposit amount, or send it to us and we will confirm.
What happens if I leave an unpaid balance?The Commission can recover unpaid charges against the bond up to its penal sum, just as it would draw down a cash deposit. If the surety pays, you repay the surety — so keeping your account current keeps the bond a non-event.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Keep your cash, post the bond.

From $100. Enter the deposit the Commission set and file the same day.

Your premiumfrom $100
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