The City of Decatur requires a tree maintenance bond under its tree-protection ordinance — a guarantee that the replacement or protected trees on your project survive the establishment period instead of dying and leaving the city short of canopy. The city’s Planning & Zoning / arborist review sets the amount; the premium is 2% of the bond amount, $100 minimum, with one soft credit pull that never affects your score.
















Enter your amount, consent to a soft pull, and file with the city. Here is the whole thing — no broker phone tag:
Business details, the bond amount the city set, and the effective date. The only extra step is a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.
Pay online and receive the executed bond, ready to file with the city’s planning / arborist review. Wet-ink originals mailed when the city insists.
The City of Decatur protects its tree canopy through a tree-protection ordinance. When a project removes trees or relies on replacement plantings, the city wants a guarantee that those trees actually establish and survive — not just get planted and then die. A tree maintenance bond backs that survival obligation through the establishment period.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Decatur (the obligee), through its planning and arborist review. If required trees die or aren’t maintained and you don’t replace them, the city can recover against the bond to replant.
It is not insurance for you — if the city makes a valid claim and the surety pays, you repay the surety. Builders who plant correctly and water through the establishment period treat the bond as a closeout formality.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Pricing from $100, soft pull only, e-signed bond in 1–2 business days. Free until issued.