Decatur tree maintenance bonds.
Flat 3%. Soft pull.
The City of Decatur requires a tree maintenance bond under its tree-protection ordinance — a guarantee that the replacement or protected trees on your project survive the establishment period instead of dying and leaving the city short of canopy. The city’s Planning & Zoning / arborist review sets the amount; we issue the bond at a flat 3% with one soft credit pull.
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Three steps to filed.
Enter your amount, consent to a soft pull, and file with the city. Here is the whole thing — no broker phone tag:
Apply once, online
Business details, the bond amount the city set, and the effective date. The only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.
E-sign & file with the City of Decatur
Pay online and receive the executed bond, ready to file with the city’s planning / arborist review. Wet-ink originals mailed when the city insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the City of Decatur set and the premium updates.
What it is and who needs it.
What the tree maintenance bond covers
The City of Decatur protects its tree canopy through a tree-protection ordinance. When a project removes trees or relies on replacement plantings, the city wants a guarantee that those trees actually establish and survive — not just get planted and then die. A tree maintenance bond backs that survival obligation through the establishment period.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Decatur (the obligee), through its planning and arborist review. If required trees die or aren’t maintained and you don’t replace them, the city can recover against the bond to replant.
It is not insurance for you — if the city makes a valid claim and the surety pays, you repay the surety. Builders who plant correctly and water through the establishment period treat the bond as a closeout formality.
You need this bond if you are
Five minutes, soft pull only.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Decatur tree maintenance bond? +
What does the bond guarantee? +
Is there a credit check? +
Who at the city requires it? +
How fast can I get it? +
Other New York bonds.
Close out your Decatur tree requirement.
Flat 3%, $275 minimum, soft pull only, e-signed bond in 1–2 business days. Free until issued.