PACA license bonds.
Produce dealers. Flat 3%.
A produce dealer subject to the Perishable Agricultural Commodities Act can be required by USDA AMS to file a surety bond to obtain or keep a PACA license — typically after a violation or a financial-responsibility concern. We issue it at a flat 3% with one soft credit pull.
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Apply to filed in one sitting.
Your PACA license is waiting on this bond. Here is the whole process:
Apply once, online
Business details, the bond amount AMS set, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
File with USDA AMS
Receive the executed PACA surety bond ready to file with the PACA Division to obtain or maintain your license. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure AMS set and the premium updates.
What it is and who needs it.
What the PACA bond actually guarantees
The Perishable Agricultural Commodities Act (7 U.S.C. §499 et seq.) requires dealers, brokers, and commission merchants who handle fresh and frozen fruits and vegetables in interstate or foreign commerce to be licensed by USDA AMS and to deal fairly and promptly with the people they buy from.
Most licensees never post a bond. But under Section 4(e) of the Act, AMS can require a surety bond in a form and amount it finds satisfactory — commonly as a condition of licensing after a sanction, a payment problem, or where an applicant is rebuilding eligibility. A licensee that fails to maintain a required bond can have its license suspended.
The bond stands behind the dealer’s obligations to produce sellers. It is a three-party guarantee — you, the surety, and the United States as obligee — and it is not insurance for you: if the surety pays a valid claim, you repay the surety. Confirm with the PACA Division whether a bond applies to you and in what amount.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the PACA bond? +
Does every PACA licensee need a bond? +
What happens if I let the bond lapse? +
Who requires it? +
Is there a credit check? +
Other New York bonds.
Clear the PACA bond requirement.
Flat 3%, $275 minimum, five-minute application, e-signed bond in 1–2 business days. Free until issued.