Lost stock certificate bonds.
From $100. Enter your amount.

When a stock certificate or other security is lost, stolen, or destroyed, the transfer agent that keeps the corporation's ownership records will not issue a replacement without protection against the original turning up later and being sold or pledged by someone else. That protection is a lost instrument bond, written at an open penalty — an amount the transfer agent sets, typically tied to the certificate's value — running to the transfer agent (and often the issuing corporation) as obligee. Premium is priced at 4% of the bond amount, $100 minimum — enter the figure your transfer agent required and your exact price appears at the application.

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Required by the named transfer agent before it will reissue a lost, stolen, or destroyed security — a private requirement, not a statute

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Indemnifies the transfer agent and issuing corporation if the original certificate resurfaces and is negotiated by someone else

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Priced at 4% of the bond amount, $100 minimum — enter the amount your transfer agent set and your exact price appears

From $100your price at applicationSoft pull onlynever a hard inquiryInstantissued the moment you pay

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How it works

Apply to filed in one sitting.

No open-ended underwriting queue for a standard lost-instrument bond — enter your amount, pay, and file with your transfer agent. Here is the whole thing:

TODAY · ONLINE

Apply online

The transfer agent, the corporation, the certificate details, and the bond amount the agent set — that is the entire application.

INSTANTLY

Issued on the spot

Most lost-instrument bonds price and issue the moment you pay. The application includes a soft-pull credit consent that never affects your score.

SAME DAY

File with the transfer agent

Submit the executed bond to the named transfer agent to complete your lost-certificate affidavit and reissuance request. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A stock certificate or bearer security is a negotiable document — whoever holds it can potentially sell or pledge it. If yours is lost, stolen, or destroyed, the transfer agent keeping the issuer's ownership ledger will still confirm you own the shares, but it will not simply print a replacement: doing so creates the risk that the original resurfaces in someone else's hands and gets negotiated too.

The lost instrument bond closes that gap. It's an indemnity bond: you (the principal), the surety carrier, and the named transfer agent and issuing corporation as obligee. If the lost certificate later turns up and is successfully negotiated by a third party, causing the transfer agent or issuer a loss from having reissued a replacement, the bond covers that loss up to its face amount.

It is not insurance for you — if the surety pays a claim, you repay the surety. The amount is written at an open penalty, meaning the transfer agent sets it (commonly tied to the certificate's market value) rather than a fixed statutory figure — confirm the exact amount your agent requires before applying.

Named transfer agent — not a federal statuteThis bond is required by the specific transfer agent handling the reissuance, as a condition of replacing a lost, stolen, or destroyed security — a private, contractual protection rather than a federal or state statutory filing. The transfer agent (and often the issuing corporation) sets the open-penalty bond amount for each case; confirm the figure and the exact obligee wording your agent requires before applying.

You need this bond if you're

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A shareholder or bondholder whose paper certificate was lost, stolen, or destroyed

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An estate executor or trustee handling securities that predate electronic (book-entry) holding

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A business that lost a physical stock certificate for shares it owns in another company

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Working with a transfer agent that requires the bond before it will process reissuance

One application, issued on the spot.

Submit the application with the transfer agent, the certificate details, and the bond amount — the executed bond is generated instantly, ready to file.

Start the application →

FAQ

Common questions.

What amount should I enter?Enter the open-penalty bond amount your transfer agent set — it's usually tied to the market value of the lost certificate or security. Ask the transfer agent's lost-securities department for the exact figure if it wasn't stated on your affidavit paperwork.

What does the bond guarantee?It indemnifies the transfer agent and issuing corporation if your lost certificate later resurfaces and is negotiated by someone else after a replacement was already issued. It does not guarantee you'll recover the lost certificate itself.

Do I pay the full bond amount?No. You pay the premium — 4% of the bond amount, $100 minimum — not the bond's face value. The face amount is the surety's maximum exposure if a valid claim is made, never a deposit the transfer agent or the surety holds.

Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond.

Where do I file it?With the named transfer agent, alongside your lost-certificate affidavit and reissuance request. We issue the executed bond ready to submit; a wet-ink original is mailed on request if the agent requires one.

Related bonds

Other Federal bonds.

Lost certificate bond, issued today.

From $100, with your exact price at the application. Enter the amount your transfer agent set and file the same day.

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Your premiumfrom $100

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