HUD installer bonds.
Flat 3%. Enter your amount.

To license as a manufactured home installer in a HUD-administered state, you must show a surety bond (or letter of credit) under 24 CFR Part 3286 that covers the cost of repairing installation damage to the home and its supports. We issue it at a flat 3% with no credit check — enter the amount HUD’s program requires and the premium updates.

Required to obtain a HUD installation license in HUD-administered states under 24 CFR Part 3286
Covers repair of installation damage to the home and its supports — up to and including replacement
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard installer bond — enter your amount, pay, and submit it with your license application. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount the program requires, and the effective date — that is the entire application. No credit-check section on this bond.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with your HUD installation license

Submit the executed bond with your installer license application, naming your surety, policy or bond number, and coverage. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the HUD program requires and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the installer bond actually covers

HUD runs the Manufactured Home Installation Program under 24 CFR Part 3286. In states that have not adopted their own qualifying installation program (the HUD-administered states), HUD licenses installers directly — and conditions the license on proof of insurance plus a surety bond or irrevocable letter of credit.

Under 24 CFR 3286.205(d) and the licensing process in 24 CFR 3286.207, the bond must cover the cost of repairing all damage to the home and its supports caused by the installer during installation, up to and including replacement of the home. Every license applicant submits the name of the surety and the bond number as part of the application.

The bond protects the homeowner against faulty installation — if the surety pays a claim, the installer repays the surety. It is a guarantee, not insurance for the installer. We issue the amount HUD’s program requires at a flat 3% with no credit check.

24 CFR Part 3286 (Manufactured Home Installation Program)Under HUD’s Manufactured Home Installation Program (24 CFR Part 3286, including § 3286.205(d) and § 3286.207), an applicant for an installation license in a HUD-administered state must provide and maintain insurance plus a surety bond or irrevocable letter of credit covering the cost of repairing all damage to the home and its supports caused by the installer during installation, up to replacement of the home. The applicable amount is set by the installation program — confirm it on your license application.

You need this bond if you are

Applying for a HUD installation license in a HUD-administered state
A manufactured home installer or retailer setting homes in states where HUD runs the program
Renewing your installer license and your current bond is expiring
Expanding into a HUD-administered state from a state with its own program

Five minutes, issued on the spot.

Submit the application with the bond amount HUD’s program requires — the executed bond is generated instantly, ready to file with your license application. No credit-check section on this bond.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Who needs the HUD installer bond? +
Manufactured home installers licensing under HUD’s Manufactured Home Installation Program in HUD-administered states — the states that have not adopted their own qualifying installation program. The bond is part of the installation license application under 24 CFR Part 3286.
What does it cover? +
The cost of repairing all damage to the home and its supports caused by the installer during installation — up to and including replacement of the home. It protects the homeowner against faulty installation.
How much is it? +
A flat 3% of the bond amount, with a $275 minimum. The amount is set by the installation program; enter the figure on your license application and the quote updates.
Is there a credit check? +
No — this bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Can I use a letter of credit instead? +
HUD’s rule accepts a surety bond or an irrevocable letter of credit. A surety bond is usually the cheaper route — you pay the 3% premium rather than tying up the full amount with your bank.
Related bonds

Other New York bonds.

HUD installer bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with your license application the same day.

Your premium @ 3%$750
Apply now →