FNS food stamps bond.
$1,000 fixed. $275 flat.

When USDA’s Food & Nutrition Service sets the collateral bond at its $1,000 statutory floor, this is the page. The bond is $275 — our $275 minimum, since 3% of $1,000 is less — and there’s no credit check on this fixed bond.

The $1,000 statutory floor for the FNS collateral bond under 7 CFR §278.1(b)(3)
Fixed amount, fixed price — $1,000 bond, $275, no quote process
No credit check on this bond — small fixed-amount collateral bonds don’t need one
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Fixed-amount collateral bonds are the simplest thing in surety. Here’s the whole process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That’s the application — no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount bonds like this are among the thousands that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with USDA FNS

Your executed collateral bond arrives by email, ready to file with your SNAP retailer application. Wet-ink original mailed on request.

The whole pricing page.

$1,000 bond × 3% = $30, which is below our $275 minimum, so the price is $275 per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the $1,000 collateral bond does

A firm re-entering SNAP after a sanction must post a collateral bond under 7 CFR §278.1(b)(3). The face amount is the greater of $1,000 or 10% of average monthly redemptions — so when 10% of your redemptions is small, the bond lands at the $1,000 floor, and this is the page for that.

The bond protects the program: if FNS establishes a claim against a previously sanctioned firm, it can collect through forfeiture of the collateral bond. It must remain valid for five years from re-entry into SNAP.

This is the fixed-$1,000 version. If FNS set a higher amount (because 10% of your redemptions exceeds $1,000), use our variable FNS or SNAP collateral bond page and enter that figure instead — same flat 3%, same honest pricing.

7 CFR §278.1(b)(3)Under 7 CFR §278.1(b)(3), a firm re-applying to SNAP after a qualifying sanction must post a collateral bond or irrevocable letter of credit with a face value equal to the greater of $1,000 or 10% of average monthly redemptions for the prior twelve months, valid for five years. This page covers the $1,000 statutory floor; confirm your amount on your FNS notice.

You need this bond if you are

A small retailer re-applying to SNAP whose 10%-of-redemptions figure is under $1,000
A firm told by FNS to post the $1,000 floor as a condition of re-authorization
A convenience store or market re-entering SNAP after a disqualification period
Replacing a lapsed $1,000 collateral bond while FNS still requires it

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this fixed-amount bond doesn’t have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the $1,000 FNS bond? +
The premium is $275 — our minimum. Three percent of $1,000 is $30, which is below the minimum, so every firm pays $275 for this fixed bond, the same for every term.
Do I pay the $1,000? +
No. You pay $275. The $1,000 is the surety’s maximum liability if FNS makes a valid claim against the bond — it is not a deposit, and nobody holds your money.
When does the $1,000 floor apply? +
When 10% of your average monthly SNAP redemptions is less than $1,000. The collateral bond is the greater of $1,000 or that 10% figure, so small-volume firms land at the $1,000 floor. If yours is higher, use our variable FNS collateral bond page.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount collateral bonds like this one don’t need one.
How long does it have to stay in place? +
When re-entering SNAP, the collateral bond must be valid for five years. We can write a multi-year term and send renewal notices 60 and 30 days out so it never lapses while FNS still requires it.
Related bonds

Other New York bonds.

Finish your SNAP re-authorization today.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$275
Apply now →