DC bricklayers wage & welfare bonds.
4% of the bond amount.

A contractor signatory to a Bricklayers & Allied Craftworkers (BAC) collective bargaining agreement posts this bond so the wages, dues, and benefit fund contributions it owes each pay period actually reach the union's health, pension, annuity, and apprenticeship funds. It is a collective bargaining obligation, not a District of Columbia licensing requirement. Premiums cost 4% of the bond amount, $100 minimum. The application includes a credit consent, but it authorizes a soft credit pull only.

Runs to the Bricklayers & Allied Craftworkers benefit funds your signatory agreement names — confirm the exact obligee wording and amount with the fund office
Backs wages, union dues, and health, pension, annuity, and apprenticeship-fund contributions your collective bargaining agreement requires
4% of the bond amount, $100 minimum — soft pull only, never a hard inquiry
4%of the bond amount, $100 minimumA-ratedA.M. Best carriersSoft pull onlynever a hard inquiry
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

A new signatory agreement usually comes with a start date attached, and the fund office wants the bond in hand before the first monthly report. This one is built to move:

TODAY · ONLINE

Apply online

Your company details, years in business, the bond amount your agreement or fund office set, an effective date, and the credit consent that authorizes a soft pull. That is the application.

INSTANTLY

Issued

Most applications approve instantly. The credit consent authorizes a soft inquiry that never affects your score, and no hard inquiry ever runs on this bond.

SAME DAY

Send it to the fund office

Your executed bond and power of attorney arrive by email, ready to send to the benefit funds office that administers your BAC agreement and collects the monthly reports. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bricklayers wage & welfare bond actually guarantees

When a masonry contractor signs a Bricklayers & Allied Craftworkers (BAC) collective bargaining agreement, it takes on negotiated wage rates, union dues checkoff, and employer contributions to the union's benefit funds — typically health, pension, annuity, and apprenticeship/training funds administered locally and through the International (IUBAC). A wage and welfare bond, sometimes called a union bond, is the security a fund office or local can require a signatory contractor to post before it starts sending workers, or when a contractor has a history of late reports.

The bond guarantees that wages, dues checkoff, and fund contributions reported each pay period actually reach the funds they are owed to. If a contractor becomes delinquent, the fund office or trustees can make a claim against the bond, up to the bonded sum, to recover the shortfall — the surety then seeks reimbursement from the contractor. Because BAC operates through International-level funds (the International Pension Fund and International Health Fund headquartered in Washington, D.C.) alongside locally administered health, pension, and annuity funds — including BAC Local 1 of Maryland, Virginia & DC, whose jurisdiction covers the District — the exact obligee, bonded sum, and fund names on any given bond form depend on which local and which trade classification (bricklayer, stone mason, tile setter, terrazzo worker, or pointer/cleaner/caulker) the signatory agreement covers. We have framed this conservatively rather than naming a single fund or address, because the correct obligee varies by agreement — confirm the exact wording and required amount with your fund office before the bond is issued.

This is a private, contractual bond, not a District of Columbia licensing requirement — no D.C. agency issues it or receives it. The obligation runs from the collective bargaining agreement between the contractor and the union, and the bond amount is set by the local or fund office rather than a flat statutory number, so it scales with the contractor's covered payroll and contribution exposure. We price the bond from a $100 minimum at 4% of the amount the fund office sets, and the application includes only a soft credit consent — never a hard inquiry.

Bricklayers & Allied Craftworkers (BAC) signatory benefit funds — Wage & Welfare Bond (private, contractual)This bond is not required by any District of Columbia statute or agency; the obligation comes from the collective bargaining agreement between a signatory contractor and the International Union of Bricklayers & Allied Craftworkers (IUBAC) or one of its locals, including BAC Local 1 of Maryland, Virginia & DC, whose jurisdiction includes the District of Columbia. It secures wages, union dues, and contributions to the health, pension, annuity, and apprenticeship funds named in the signatory agreement. The specific obligee, bond form, and required amount depend on which local and trade classification the agreement covers — confirm those details, along with the exact bonded sum, with your fund office before the bond is issued.

You need this bond if you are

Signing a new BAC signatory agreement as a newly organized masonry, stone, tile, or terrazzo contractor
An out-of-area contractor bringing BAC-represented craftworkers into a District of Columbia jobsite
Clearing a prior delinquency and required to post security before the fund office will accept reports again
Replacing or increasing an expiring bond after your covered payroll and monthly contributions grew

One application, priced on the spot.

These are the actual issuing fields. The credit consent authorizes a soft pull only — a soft inquiry that never affects your score.

Start the application →
FAQ

Common questions.

How much is the bricklayers wage & welfare bond?Premiums cost 4% of the bond amount, with a $100 minimum. Enter the sum your BAC signatory agreement or fund office named and your exact price appears at the application.
What amount should I enter?The figure your fund office or local names. It is not a flat statutory number — it scales with your covered payroll and expected monthly contribution exposure, so a small crew and a large signatory contractor land in very different places. Ask the fund office if your paperwork is silent.
What does the bond guarantee?That the wages, union dues, and benefit-fund contributions on your monthly report actually reach the Bricklayers & Allied Craftworkers funds you owe them to — typically health, pension, annuity, and apprenticeship funds. If a payment or report goes delinquent, the fund office can look to the bond.
Do I pay the full bond amount?No. You pay the premium only. The bond amount is the surety's maximum aggregate exposure if the funds make a valid claim — it is not a deposit, and nobody holds your money.
Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond, and most applications approve instantly.
Related bonds

Other District of Columbia bonds.

Signatory status waiting on one bond.

4% of the bond amount, $100 minimum. Enter the sum your fund office named and send it to the benefit funds office the same day. Free until issued.

Your premiumfrom $100
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