A contractor signatory to a Bricklayers & Allied Craftworkers (BAC) collective bargaining agreement posts this bond so the wages, dues, and benefit fund contributions it owes each pay period actually reach the union's health, pension, annuity, and apprenticeship funds. It is a collective bargaining obligation, not a District of Columbia licensing requirement. Premiums cost 4% of the bond amount, $100 minimum. The application includes a credit consent, but it authorizes a soft credit pull only.
















A new signatory agreement usually comes with a start date attached, and the fund office wants the bond in hand before the first monthly report. This one is built to move:
Your company details, years in business, the bond amount your agreement or fund office set, an effective date, and the credit consent that authorizes a soft pull. That is the application.
Most applications approve instantly. The credit consent authorizes a soft inquiry that never affects your score, and no hard inquiry ever runs on this bond.
Your executed bond and power of attorney arrive by email, ready to send to the benefit funds office that administers your BAC agreement and collects the monthly reports. Wet-ink original mailed on request.
When a masonry contractor signs a Bricklayers & Allied Craftworkers (BAC) collective bargaining agreement, it takes on negotiated wage rates, union dues checkoff, and employer contributions to the union's benefit funds — typically health, pension, annuity, and apprenticeship/training funds administered locally and through the International (IUBAC). A wage and welfare bond, sometimes called a union bond, is the security a fund office or local can require a signatory contractor to post before it starts sending workers, or when a contractor has a history of late reports.
The bond guarantees that wages, dues checkoff, and fund contributions reported each pay period actually reach the funds they are owed to. If a contractor becomes delinquent, the fund office or trustees can make a claim against the bond, up to the bonded sum, to recover the shortfall — the surety then seeks reimbursement from the contractor. Because BAC operates through International-level funds (the International Pension Fund and International Health Fund headquartered in Washington, D.C.) alongside locally administered health, pension, and annuity funds — including BAC Local 1 of Maryland, Virginia & DC, whose jurisdiction covers the District — the exact obligee, bonded sum, and fund names on any given bond form depend on which local and which trade classification (bricklayer, stone mason, tile setter, terrazzo worker, or pointer/cleaner/caulker) the signatory agreement covers. We have framed this conservatively rather than naming a single fund or address, because the correct obligee varies by agreement — confirm the exact wording and required amount with your fund office before the bond is issued.
This is a private, contractual bond, not a District of Columbia licensing requirement — no D.C. agency issues it or receives it. The obligation runs from the collective bargaining agreement between the contractor and the union, and the bond amount is set by the local or fund office rather than a flat statutory number, so it scales with the contractor's covered payroll and contribution exposure. We price the bond from a $100 minimum at 4% of the amount the fund office sets, and the application includes only a soft credit consent — never a hard inquiry.
These are the actual issuing fields. The credit consent authorizes a soft pull only — a soft inquiry that never affects your score.
Start the application →4% of the bond amount, $100 minimum. Enter the sum your fund office named and send it to the benefit funds office the same day. Free until issued.