Before the Register of Wills grants letters, most fiduciaries have to post a bond.
It guarantees you’ll faithfully administer the estate and account according to law.
The amount is fixed to the size of the estate — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.
















The Register of Wills won’t issue letters until the bond is filed and approved, so the bond is usually the last step before you can act. Here is the whole process:
Apply online with the estate’s value, the will or petition, and the fiduciary’s details. The estimated personal estate and any restricted assets drive the penal sum.
A specialist reviews the file, a personal credit check, and any financials, then returns a quote. The amount is fixed to the estate — underwriting decides approval and any collateral on a large estate.
Once you bind, we issue the executed bond for the Register of Wills, ready for filing so letters testamentary or of administration can issue.
When the court appoints you to handle someone else’s money — as the executor or administrator of an estate, or a guardian for a minor or a person with a disability — it usually requires a bond before granting letters.
The fiduciary bond guarantees you discharge the duties faithfully: that you inventory the assets, render just and true accounts, and don’t misuse the estate. If you breach those duties, the bond makes the estate or ward whole — and the surety looks to you to repay it.
Because the surety stands behind the estate, the bond is underwritten on your personal credit and finances, and a large estate can require collateral. A will can waive the personal representative’s bond, and Delaware can dispense with or reduce it in some circumstances — we tell you what your file needs before you commit.
These are the actual underwriting fields — the estate, the bond amount the Register set, the fiduciary, and your finances. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Send us the estate details and the amount the Register set, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.