Delaware preneed funeral contract bonds.
$100 flat.
The bond a Delaware preneed funeral provider files with the State Bank Commissioner to protect consumers’ prepaid funeral funds, under 5 Del. C. §3411. At this $5,000 amount, our carrier prices it at $100 flat.
Trusted by industry leaders
How much does a Delaware preneed funeral contract bond cost?
$100 at the $5,000 amount, the same for every applicant.
Three steps. One sitting.
Consumer-protection bonds like this are simple. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Small fixed-amount bonds like this are among the thousands of bond types that issue right after purchase.
File with the State Bank Commissioner
Your executed bond and power of attorney arrive by email, ready to file with your preneed funeral license. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Delaware regulates preneed funeral contracts — agreements where a consumer pays in advance for funeral goods and services, with the money held as trust funds until the services are needed. Providers are licensed and supervised by the State Bank Commissioner under 5 Del. C. §3411.
The bond is a consumer-protection guarantee: it's a three-party arrangement among you (the principal), the surety carrier, and the State (the obligee), with the consumers who prepaid as the protected parties. It stands behind the trust funds you hold, so consumers are protected if the funds are mishandled.
The required amount is generally tied to the maximum dollar value of trust funds the licensee held during the preceding twelve-month period (a corporate surety bond or an irrevocable letter of credit). The $5,000 figure shown here is a common entry point; if your trust funds are larger, the bond scales — confirm your amount and we'll issue it.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the State Bank Commissioner. Your executed bond and power of attorney arrive by email, ready to file with your preneed funeral license. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Delaware bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Preneed funeral bond, issued today.
$100 flat at this amount, no credit check, bond often issued in the same sitting. Free until issued.