DE preneed funeral contract bonds.
$275. Five minutes.
The bond a Delaware preneed funeral provider files with the State Bank Commissioner to protect consumers’ prepaid funeral funds, under 5 Del. C. §3411. At a $5,000 amount, 3% is below our floor, so it lands at our $275 minimum premium.
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Three steps. One sitting.
Consumer-protection bonds like this are simple. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Pay & e-sign
Small fixed-amount bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the State Bank Commissioner
Your executed bond and power of attorney arrive by email, ready to file with your preneed funeral license. Wet-ink original mailed on request.
The whole pricing page.
$5,000 bond × 3% = $150, which is under our $275 minimum — so the price is $275 per term. If your required amount is larger, the premium is a flat 3% of it.
What it is and who needs it.
What the bond actually guarantees
Delaware regulates preneed funeral contracts — agreements where a consumer pays in advance for funeral goods and services, with the money held as trust funds until the services are needed. Providers are licensed and supervised by the State Bank Commissioner under 5 Del. C. §3411.
The bond is a consumer-protection guarantee: it's a three-party arrangement among you (the principal), the surety carrier, and the State (the obligee), with the consumers who prepaid as the protected parties. It stands behind the trust funds you hold, so consumers are protected if the funds are mishandled.
The required amount is generally tied to the maximum dollar value of trust funds the licensee held during the preceding twelve-month period (a corporate surety bond or an irrevocable letter of credit). The $5,000 figure shown here is a common entry point; if your trust funds are larger, the bond scales — confirm your amount and we'll issue it.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Delaware preneed funeral bond? +
How is my bond amount set? +
Do I pay the full bond amount? +
Is there a credit check? +
Can I use a letter of credit instead? +
Other New York bonds.
Preneed funeral bond, issued today.
$275 flat at this amount, five-minute application, bond often issued in the same sitting. Free until issued.