To excavate in a City of Waterbury street, a contractor files a $5,000 bond with the city's Public Works / Engineering department. Ours is $275 flat — the $275 minimum applies because 3% of $5,000 is below it. The application is five minutes and this bond has no credit check.
















Municipal excavation bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials and no credit check section.
Small fixed-amount bonds like this are among the thousands that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with Public Works / Engineering and your street-excavation permit. Wet-ink original mailed on request.
$5,000 bond × 3% = $150, which is below our $275 minimum — so the price is $275, one-time per term. Fixed amount, fixed price, multi-year if you want it.
The City of Waterbury's Public Works / Engineering department administers construction in the city's public rights of way by private contractors, and conditions a street-excavation permit on a $5,000 surety bond. The bond guarantees that you backfill, restore the pavement, and follow the conditions of your permit.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Waterbury (the obligee). If you leave a trench unrestored, damage the street, or abandon permitted work, the city can recover its repair costs against the bond.
It is not insurance for you. If the surety pays the city, you repay the surety. Contractors who restore the street and close out their permits treat the bond as a permit formality, not a risk.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.