Colorado probate & fiduciary bonds.
We size, underwrite & quote it.

When the court or the will requires it, a fiduciary has to post a bond.
It guarantees you’ll administer the estate honestly and according to law.
The court sets the amount to the size of the estate — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.

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Required when the will or court orders it under C.R.S. § 15-12-603

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Amount is set by the court to the estate’s value, assets, and beneficiaries

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Underwritten on personal credit and financials; collateral may apply to a large estate

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How it works

Built for the grant of letters.

When a bond is ordered, the fiduciary can’t fully act until it’s filed and approved, so the bond is usually the last step before you can begin. Here is the whole process:

TODAY · 10 MINUTES

Send us the file

Apply online with the order or will requiring the bond, the estate’s value, and the fiduciary’s details. The estate size and any restricted assets drive the penal sum.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

A specialist reviews the file, a personal credit check, and any financials, then returns a quote. The amount is set by the court — underwriting decides approval and any collateral on a large estate.

ON APPROVAL

Execute & file

Once you bind, we issue the executed bond on the court’s required form, payable as the statute requires, ready for the court to approve so you can act with full authority.

About this bond

What it is and who needs it.

What a fiduciary bond protects

When the court appoints you to handle someone else’s money — as a personal representative of an estate, or a guardian or conservator for a protected person — it may require a bond before you act.

The fiduciary bond guarantees that you perform all your duties according to law: that you inventory the assets, account honestly, and don’t misuse the estate. If you breach those duties, the bond makes the estate or protected person whole — and the surety looks to you to repay it.

Because the surety stands behind the estate, the bond is underwritten on your personal credit and finances, and a large estate can require collateral or restricted-asset arrangements. We tell you what your file needs before you commit.

Colorado StatuteC.R.S. § 15-12-603 provides that no bond is required of a personal representative unless the will requires one, an interested person demands it, or the court orders it; where bond is required the court fixes the amount. For conservators, C.R.S. § 15-14-415 sets the bond at the aggregate capital value of the property of the estate in the conservator’s control plus one year’s estimated income, minus the value of assets deposited under restricted arrangements and real property the conservator cannot sell without court authorization, and the court may accept collateral in place of sureties.

You need this bond if you’re

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A personal representative (executor or administrator) appointed to administer a Colorado estate

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A conservator managing the property of a minor or a protected adult under article 14

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A guardian ordered to give bond to protect the property of a ward

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Counsel or a family member arranging the bond so the fiduciary can begin administering with full authority

The application takes about ten minutes.

These are the actual underwriting fields — the estate, the bond amount the court set, the fiduciary, and your finances. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.

Start the application →

FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

What is a Colorado probate or fiduciary bond? +

It is the bond a court requires of a fiduciary — a personal representative, guardian, or conservator — to guarantee the performance of fiduciary duties according to law. Under C.R.S. § 15-12-603 it is required when the will calls for one or the court orders it; it protects the estate or protected person from mismanagement or fraud.

How much does it cost? +

It is underwritten, not flat-rated. The court sets the penal sum to the size of the estate — for a conservator, § 15-14-415 ties it to the estate’s capital value plus a year’s income. A surety specialist then reviews the fiduciary’s personal credit and finances and returns a premium quote, usually within one business day.

Who decides the bond amount? +

The court does. For a personal representative the court fixes the amount under § 15-12-603; for a conservator § 15-14-415 sets it to the aggregate capital value of the estate plus one year’s estimated income, less protected assets. We size and underwrite the bond to whatever amount the court sets.

Can the bond be waived? +

Sometimes. Under § 15-12-603 a personal representative often needs no bond unless the will requires one, an interested person demands it, or the court orders it — and depositing assets under a restricted arrangement can reduce or eliminate the requirement. Where a bond is required, the fiduciary must file it before acting.

How fast can the bond be issued? +

A specialist typically returns a quote within one business day of a complete application. Once you bind and any collateral is in place, the executed bond issues on the court’s form, payable as the statute requires, ready for the court to approve.

Related bonds

Other New York bonds.

Get bonded so you can administer the estate.

Send us the estate details and the amount the court set, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.

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