Before an independent installer can take Colorado work through Lumber Liquidators, the retailer’s Installation Provider Agreement requires a surety bond running to Lumber Liquidators, Inc. as obligee. It is a private contractual requirement, not a Colorado statute — the company sets the amount, not the state. Our premium is priced at 0.5% of the bond amount, with a $100 minimum; the application collects no credit information, and most applications approve instantly.
















Installer bonds are the simplest thing in surety — one short application, no financials, no underwriting queue. Here is the whole thing:
Your business details, the bond amount your provider agreement names, and an effective date. That is the entire application — no financial statements, no credit section, no follow-up scavenger hunt.
Your price is final at checkout — 0.5% of the bond amount, with a $100 minimum. The application collects no credit information, and most applications approve instantly. If a check ever runs, it is a soft pull that will not affect your score.
Your executed bond and power of attorney arrive by email, ready to hand to your installation coordinator so your provider file can be cleared for work. Wet-ink originals mailed on request.
Lumber Liquidators sells flooring; independent contractors install it. Those installers sign an Installation Provider Agreement and, as a condition of that agreement, post a surety bond naming Lumber Liquidators, Inc. as obligee. The bond guarantees that the installer performs according to the agreement and in compliance with the state and local law that governs the work — a homeowner-facing quality and compliance backstop for a national retailer whose brand rides on installs it does not perform itself.
This is a private, contractual bond. No Colorado statute creates it, no state agency receives it, and no license depends on it. The company writes the requirement, sets the amount, and can change either one; a state licensing bond is set by a legislature or a city council and filed with a public office. That distinction matters when you read the form: the obligee line says Lumber Liquidators, and a claim is made by the company, not by a regulator.
It also does not substitute for local licensing. Colorado issues no statewide general contractor license — contractor licensing here is municipal, so Denver, Colorado Springs, Aurora and dozens of other jurisdictions run their own registration and bond requirements, while the state’s Electrical and Plumbing Boards at DORA license those trades. If you install flooring in a city that licenses contractors, you need that city’s bond as well as this one. The two answer to different obligees and neither one covers the other.
These are the actual issuing fields — no credit section, because this application does not collect credit information. Enter the amount your provider agreement names and your exact price is set at the application from a $100 minimum.
Start the application →Premiums from $100, no credit section, and the bond issues the moment you pay. Enter the amount your agreement names and hand it to your coordinator the same day. Free until issued.