CO carpenters & millwrights fringe benefit bonds.
4% of the bond amount.
A carpenters or millwrights employer that signs a collective bargaining agreement with the applicable union local agrees to remit health and welfare, pension, vacation, training, and other fringe benefit contributions to the Colorado Carpenters & Millwrights Fringe Benefit Funds on every hour worked. When the trustees require security for that obligation, a bond guaranteeing the employer's contributions is the usual form. Premiums cost 4% of the bond amount, $100 minimum, after a one-time soft credit consent that never affects your score.
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Apply to filed in one sitting.
No long underwriting queue for the standard fringe-benefit contribution bond — enter your amount, consent to a soft pull, and file with the trust funds' administration office. Here is the whole thing:
Apply online
Your company details, the bond amount the trustees or your CBA specify, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most fringe-benefit contribution bonds clear quickly; the soft credit pull informs approval and never affects your score. Premium is 4% of the bond amount, $100 minimum. Larger amounts may get a brief review.
File with the trust funds
Your executed bond and power of attorney arrive by email, ready to file with the Colorado Carpenters & Millwrights Fringe Benefit Funds administration office. Wet-ink originals mailed on request.
What it is and who needs it.
What the fringe benefit trust bond actually guarantees
The Colorado Carpenters & Millwrights Fringe Benefit Funds are the jointly administered, multi-employer trust funds — health & welfare, pension, vacation, and training — that cover carpenters and millwrights working under a signatory collective bargaining agreement in Colorado. A signatory employer owes contributions to those funds on every hour a covered employee works, at the rates the CBA sets.
This bond is a contribution-guarantee bond: a three-party arrangement between the employer (the principal), a surety, and the trust funds (the obligee). If a bonded employer falls behind on required fringe-benefit contributions, the trustees can make a claim against the bond to recover what is owed, up to the bond's penal sum — and the employer then owes the surety for any amount paid out. It protects the workers' benefit accounts, not the employer.
This is a private, contractual requirement set by the trust agreement and the applicable CBA between signatory employers and the union — not a Colorado statute. The trustees (or your CBA) fix the amount, generally sized to a period of expected contributions; confirm your required figure with the trust funds' administration office before applying. Premiums are priced at 4% of the bond amount, $100 minimum, after a soft credit consent that never affects your score.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. The pull never affects your score, and your price — 4% of the bond amount, $100 minimum — is set at application.
Start the application →Common questions.
Other Colorado bonds.
Trust fund filing without the holdup.
Premiums from $100, soft pull only. Enter the amount the trustees or your CBA set and file the same day.