AR pesticide applicator bonds.
$3,000 flat. Soft pull.

Arkansas requires commercial pesticide applicators to carry at least $100,000 of financial responsibility, and a surety bond is one accepted way to prove it. Ours is $3,000 flat — 3% of the $100,000 bond amount, identical for every applicator. One soft credit pull, e-signed in 1–2 business days.

Satisfies the $100,000 minimum financial responsibility under the Arkansas Pesticide Use and Application Act
Fixed amount, fixed price — $100,000 bond, $3,000, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to compliant.

Your Plant Board license is waiting on proof of financial responsibility. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

A $100,000 bond gets a quick underwriting look; if anything is needed, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & submit to the State Plant Board

Pay online and receive the executed bond as your proof of financial responsibility. Wet-ink originals mailed whenever the agency insists.

The whole pricing page.

$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$3,000
2-year term
$6,000
3-year term
$9,000
About this bond

What it is and who needs it.

What the bond actually guarantees

Arkansas regulates commercial pesticide application through the State Plant Board (now within the Arkansas Department of Agriculture) under the Arkansas Pesticide Use and Application Act. Commercial applicators must maintain a minimum of $100,000 in financial responsibility to cover damage their applications might cause to people, property, or crops.

The rule lets you prove financial responsibility several ways — a surety bond, a liability insurance policy (form DP-44, deductible capped at $5,000), a letter of credit from an Arkansas bank, or an escrow account. A $100,000 surety bond is the accepted bond option, and the one we write.

The bond protects third parties harmed by a covered application from drift, misapplication, or related damage. It is not insurance for you — if the surety pays a claim, you repay the surety. Some applicators (seed-treatment and regulatory pest-control applicators) are exempt; confirm whether the requirement applies to your category.

Arkansas Pesticide Use and Application Act — Plant Board rulesUnder the Arkansas Pesticide Use and Application Act and the State Plant Board's Rules on Pesticide Use, commercial applicators (and custom-application and tree-injection firms) must maintain a minimum of $100,000 in financial responsibility, provable by surety bond, an insurance policy (DP-44, deductible no more than $5,000), a letter of credit, or escrow. Seed-treatment and regulatory pest-control applicators are exempt. Confirm your category with the Department of Agriculture.

You need this bond if you're

A commercial pesticide applicator proving the $100,000 minimum by surety bond
A custom-application or tree-injection firm carrying financial responsibility for the permit term
Renewing your license and choosing a bond instead of insurance or a letter of credit
An out-of-state applicator getting licensed to apply in Arkansas

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $100,000? +
No. You pay $3,000 — the flat 3% of the bond amount. The $100,000 is the surety's maximum liability to harmed third parties; it's not a deposit, and nobody holds your money.
Do I have to use a bond? +
No — Arkansas accepts several forms of the $100,000 financial responsibility: a surety bond, a liability insurance policy (DP-44), a letter of credit, or an escrow account. A surety bond is usually cheapest because you pay the 3% premium rather than tying up $100,000 in cash or bank collateral.
What does the bond guarantee? +
It backs your financial responsibility for damage a covered pesticide application might cause — drift, misapplication, or related harm to people, property, or crops. If a valid claim is paid, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. On a $100,000 bond it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
Am I exempt? +
Seed-treatment applicators and regulatory pest-control applicators are exempt from the financial-responsibility requirement under the Plant Board rules. If you are unsure which category you fall in, confirm with the Arkansas Department of Agriculture before you buy.
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Prove your financial responsibility today.

$3,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$3,000
Apply now →