AZ service company bonds.
Flat 3%. Enter your amount.

A company that sells service contracts in Arizona must hold a permit from the Department of Insurance and Financial Institutions (DIFI), and one way to qualify is to file a Bond of Service Company under A.R.S. 20-1095.04 (form E-857). We issue it at a flat 3% with no credit check.

Required for a service company permit under A.R.S. 20-1095.04 — filed with DIFI on form E-857
Guarantees faithful performance of the service contracts you sell during the bond term
Flat 3%, no credit pull — enter the amount DIFI requires and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
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Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard service-company bond — enter your amount, pay, and file with DIFI. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your company details, the bond amount DIFI requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with DIFI

Submit the executed bond (form E-857) with your service-company permit application or renewal. Wet-ink originals mailed whenever DIFI insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the amount DIFI requires and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the service company bond covers

A service contract in Arizona is an agreement to maintain, repair, or replace a consumer product or a structural component of a residential property — the kind of plan a company sells alongside an appliance, home system, or home warranty. To sell them, a company needs a service company permit from the Department of Insurance and Financial Institutions (DIFI).

To qualify for the permit, a service company must show competent management and file cash or a surety bond with DIFI — the Bond of Service Company, on form E-857 under A.R.S. 20-1095.04. The bond covers the service contracts the company issues during the term and assures their faithful performance (excluding contracts a motor-vehicle manufacturer is financially responsible for).

It’s a consumer-protection guarantee: if the company fails to honor its service contracts, contract holders can recover against the bond. The amount is set by DIFI for your permit; whatever it is, we issue the bond at a flat 3% with no credit check. If the surety pays a claim, you repay the surety.

A.R.S. 20-1095.04 (form E-857, DIFI)Under A.R.S. 20-1095.04, an Arizona service company may qualify for its DIFI service-company permit by filing cash or a surety bond (the Bond of Service Company, form E-857) assuring faithful performance of the service contracts it issues during the term, excluding contracts for which a motor-vehicle manufacturer is financially responsible. A mechanical reimbursement insurance policy or qualifying government securities are alternatives to the bond. Confirm the required amount with DIFI.

You need this bond if you are

A service-contract company applying for a DIFI permit to sell in Arizona
A home-warranty provider covering systems or appliances under service contracts
Renewing a service-company permit whose bond is expiring or was non-renewed
Choosing the bond route instead of reimbursement insurance to qualify

Five minutes, issued on the spot.

Submit the application with the amount DIFI requires — the executed bond (form E-857) is generated instantly, ready to file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Arizona service company bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by DIFI for your service-company permit, scaling with the volume of contracts you sell. Enter the figure DIFI requires and the quote updates.
Who requires this bond? +
The Arizona Department of Insurance and Financial Institutions (DIFI) requires it — or a cash deposit or reimbursement insurance — as one way to qualify a service company for its permit under A.R.S. 20-1095.04.
What does it guarantee? +
Faithful performance of the service contracts your company issues during the bond term. If you fail to honor them, contract holders can recover against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
No — the service company bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Can I use insurance instead of the bond? +
Arizona lets a service company qualify with a mechanical reimbursement insurance policy or qualifying government securities in lieu of the bond. Most companies find the surety bond cheaper — you pay the 3% premium rather than tying up the full amount.
Related bonds

Other New York bonds.

Service company bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount DIFI requires and file the same day.

Your premium @ 3%$750
Apply now →