Arizona service company bonds.
From $100.
A company that sells service contracts in Arizona must hold a permit from the Department of Insurance and Financial Institutions (DIFI), and one way to qualify is to file a Bond of Service Company under A.R.S. 20-1095.04 (form E-857). We price it at 1% of the bond amount, $100 minimum; no credit check up to $25,000.
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How much does an Arizona service company bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard service-company bond — enter your amount, pay, and file with DIFI. Here is the whole thing:
Apply online
Your company details, the bond amount DIFI requires, and the effective date — that is the application.
Issued on the spot
No credit check up to $25,000. Above $25,000, a soft pull may add a short review.
File with DIFI
Submit the executed bond (form E-857) with your service-company permit application or renewal. Wet-ink originals mailed whenever DIFI insists.
What it is and who needs it.
What the service company bond covers
A service contract in Arizona is an agreement to maintain, repair, or replace a consumer product or a structural component of a residential property — the kind of plan a company sells alongside an appliance, home system, or home warranty. To sell them, a company needs a service company permit from the Department of Insurance and Financial Institutions (DIFI).
To qualify for the permit, a service company must show competent management and file cash or a surety bond with DIFI — the Bond of Service Company, on form E-857 under A.R.S. 20-1095.04. The bond covers the service contracts the company issues during the term and assures their faithful performance (excluding contracts a motor-vehicle manufacturer is financially responsible for).
It’s a consumer-protection guarantee: if the company fails to honor its service contracts, contract holders can recover against the bond. The amount is set by DIFI for your permit; whatever it is, we issue the bond from $100, and no credit check up to $25,000. If the surety pays a claim, you repay the surety.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with DIFI. Submit the executed bond (form E-857) with your service-company permit application or renewal. Wet-ink originals mailed whenever DIFI insists.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the amount DIFI requires — the executed bond (form E-857) is generated instantly, ready to file.
Start the application →Common questions.
Other Arizona bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Service company bond, issued today.
Priced at 1% of the bond amount, $100 minimum. Enter the amount DIFI requires and file the same day.