A company that sells service contracts in Arizona must hold a permit from the Department of Insurance and Financial Institutions (DIFI), and one way to qualify is to file a Bond of Service Company under A.R.S. 20-1095.04 (form E-857). We issue it at a flat 3% with no credit check.
















No underwriting queue for the standard service-company bond — enter your amount, pay, and file with DIFI. Here is the whole thing:
Your company details, the bond amount DIFI requires, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond (form E-857) with your service-company permit application or renewal. Wet-ink originals mailed whenever DIFI insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the amount DIFI requires and the premium updates.
A service contract in Arizona is an agreement to maintain, repair, or replace a consumer product or a structural component of a residential property — the kind of plan a company sells alongside an appliance, home system, or home warranty. To sell them, a company needs a service company permit from the Department of Insurance and Financial Institutions (DIFI).
To qualify for the permit, a service company must show competent management and file cash or a surety bond with DIFI — the Bond of Service Company, on form E-857 under A.R.S. 20-1095.04. The bond covers the service contracts the company issues during the term and assures their faithful performance (excluding contracts a motor-vehicle manufacturer is financially responsible for).
It’s a consumer-protection guarantee: if the company fails to honor its service contracts, contract holders can recover against the bond. The amount is set by DIFI for your permit; whatever it is, we issue the bond at a flat 3% with no credit check. If the surety pays a claim, you repay the surety.
Submit the application with the amount DIFI requires — the executed bond (form E-857) is generated instantly, ready to file.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount DIFI requires and file the same day.