Arizona probate & fiduciary bonds.
We size, underwrite & quote it.

Before the court grants letters, most fiduciaries have to post a bond.
It guarantees you’ll administer the estate honestly and according to law.
The court sets the amount to the size of the estate — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.

Required of fiduciaries under A.R.S. § 14-3603–3604 unless waived by the will or court
Amount is set by the court to the estate’s value plus one year’s estimated income
Underwritten on personal credit and financials; collateral may apply to a large estate
Underwrittencourt sets the amountA-ratedA.M. Best carriers1 business daytypical specialist reply
Trusted by industry leaders
NYCEDC
BDG
Capital
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Built for the grant of letters.

The court won’t issue letters until the bond is filed and approved, so the bond is usually the last step before you can act. Here is the whole process:

TODAY · 10 MINUTES

Send us the file

Apply online with the order or petition setting the bond, the estate’s value, and the fiduciary’s details. The estate size and any restricted assets drive the penal sum.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

A specialist reviews the file, a personal credit check, and any financials, then returns a quote. The amount is set by the court — underwriting decides approval and any collateral on a large estate.

ON APPROVAL

Execute & file

Once you bind, we issue the executed bond on the court’s required form, payable as the statute requires, ready for the court to approve so letters can issue.

About this bond

What it is and who needs it.

What a fiduciary bond protects

When the court appoints you to handle someone else’s money — as a personal representative of an estate, or a conservator or guardian for a protected person — it usually requires a bond before granting letters.

The fiduciary bond guarantees that you perform all your duties according to law: that you inventory the assets, account honestly, and don’t misuse the estate. If you breach those duties, the bond makes the estate or protected person whole — and the surety looks to you to repay it.

Because the surety stands behind the estate, the bond is underwritten on your personal credit and finances, and a large estate can require collateral or restricted-asset arrangements. We tell you what your file needs before you commit.

Arizona StatuteA.R.S. § 14-3603 requires a bond for a personal representative unless the will or the heirs and devisees waive it or the court otherwise directs. A.R.S. § 14-3604 sets the amount to the fiduciary’s best estimate of the value of the personal estate plus the estimated income for the next year, less the value of securities or assets deposited or restricted under court order. Conservator and guardian bonds are governed by A.R.S. § 14-5411.

You need this bond if you’re

A personal representative (executor or administrator) appointed to administer an Arizona estate
A conservator of the estate of a minor or an incapacitated or protected adult under title 14, chapter 5
A guardian managing the assets of someone who cannot manage them alone
Counsel or a family member arranging the bond so the court can grant letters and you can begin administering

The application takes about ten minutes.

These are the actual underwriting fields — the estate, the bond amount the court set, the fiduciary, and your finances. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

What is an Arizona probate or fiduciary bond? +
It is the bond a court requires before granting letters to a fiduciary — a personal representative, conservator, or guardian. Under A.R.S. § 14-3604 (and § 14-5411 for conservators and guardians), it is conditioned on the performance of all the fiduciary’s duties according to law, protecting the estate or protected person from mismanagement or fraud.
How much does it cost? +
It is underwritten, not flat-rated. The court sets the penal sum to the size of the estate — under § 14-3604 that is the value of the personal estate plus a year’s estimated income. A surety specialist then reviews the fiduciary’s personal credit and finances and returns a premium quote, usually within one business day.
Who decides the bond amount? +
The court does. Under § 14-3604, the amount tracks the fiduciary’s best estimate of the value of the personal estate plus the estimated income for the next year, less assets deposited or restricted under court order. We size and underwrite the bond to whatever amount the court sets.
Can the bond be waived? +
Sometimes. Under § 14-3603, a will can waive the bond, the heirs and devisees can waive it, or the court can direct otherwise. Where it isn’t waived, the fiduciary must file a bond with surety before letters issue. Conservatorships and guardianships are generally bonded under § 14-5411.
How fast can the bond be issued? +
A specialist typically returns a quote within one business day of a complete application. Once you bind and any collateral is in place, the executed bond issues on the court’s form, payable as the statute requires, ready for the court to approve so letters can issue.
Related bonds

Other New York bonds.

Get bonded so the court can grant letters.

Send us the estate details and the amount the court set, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.

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