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Alabama non-degree school bonds.
$200 flat.

A non-degree proprietary school in Alabama — a vocational, trade, or technical school that does not grant degrees — files a $20,000 license bond with the Alabama Community College System under Ala. Code §16-46-5. Ours is $200 flat — the price you see is the checkout price — and it issues fast.

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Required for a non-degree proprietary school license from the Alabama Community College System
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Fixed price, fixed amount — $20,000 bond, $200, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here is the entire process:

NOW · ONLINE

Apply online

School details and an effective date. That is the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with ACCS

Your executed bond arrives by email, ready to file with your non-degree school license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The Alabama Community College System (ACCS) licenses private postsecondary schools, and Ala. Code §16-46-5 conditions the license on a surety bond sized to the school’s scope. For a non-degree institution — a vocational, trade, or technical school that does not award degrees — that bond is $20,000.

The bond is a student-protection guarantee: it protects students who suffer loss from the school’s fraud, misrepresentation, or failure to deliver the instruction they paid for. It is a three-party arrangement — you (the principal), the surety, and the State of Alabama through ACCS, with students as the protected parties.

A degree-granting school files a larger $50,000 bond under the same statute; this $20,000 figure is the non-degree tier. If the surety pays a claim, you repay the surety — schools that deliver the training students paid for treat the bond as a routine licensing formality.

Ala. Code §16-46-5Code of Alabama 1975, §16-46-5 (License for operation of schools; fees; financial stability) requires a private postsecondary school licensed by the Alabama Community College System to maintain a surety bond for the protection of students. The amount is $20,000 for a non-degree-granting institution and $50,000 for a degree-granting institution. Confirm the current amount and form with ACCS.

You need this bond if you're

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Opening a non-degree proprietary school — vocational, trade, technical, or certificate
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Renewing your non-degree school license and your current bond is expiring or non-renewing
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Adding a branch location under your ACCS school license
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Replacing a cancelled bond to keep your license in good standing

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →
FAQ

Common questions.

How much is the Alabama non-degree private school bond?The premium is $200 flat — set by our carrier’s rate book for this bond, the same for every non-degree school, and the price you see is the checkout price. The $20,000 bond amount is set by §16-46-5, so there is no quote process.
Do I pay the $20,000?No. You pay $200. The $20,000 is the surety's maximum liability to students and the state — not a deposit, and nobody holds your money.
How do I know if I’m degree or non-degree?If your institution awards academic degrees, you file the $50,000 degree-granting bond. If it offers vocational, trade, technical, or certificate programs without degrees, you file this $20,000 non-degree bond. ACCS confirms your classification on licensure.
Is there a credit check?Not on this bond — the application has no credit section at all. Fixed-amount license bonds at this level don't need one.
What does the bond protect against?It protects students from the school’s fraud, misrepresentation, or failure to deliver the instruction they paid for. A harmed student can recover against the bond — and if the surety pays, you repay the surety.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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File your school bond today.

$200 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$200
Apply now →