AL designated agent bonds.
$1,500 flat. Soft pull.

To act as a title designated agent in Alabama — issuing motor-vehicle titles on the Department of Revenue’s behalf — a non-dealer must post a $50,000 surety bond under Code of Ala. §§ 32-8-34 and 32-20-22. Ours is $1,500 flat — 3% of the bond amount, identical for every agent. One soft credit pull, e-signed in 1–2 business days.

Required to qualify as a title designated agent under Code of Ala. §§ 32-8-34, 32-20-22 (form MVT 4-3)
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to designated.

Your designated-agent status is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Department of Revenue

Pay online and receive the executed bond (Department form MVT 4-3) ready to submit with your designated agent application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

Alabama lets approved businesses act as title designated agents — they prepare and transmit motor-vehicle title applications for the Department of Revenue. Code of Ala. §§ 32-8-34 and 32-20-22 condition that authority, for non-dealers, on a $50,000 corporate surety bond payable to the State of Alabama on form MVT 4-3.

The bond is a compliance guarantee: it stands behind the agent's accurate, lawful handling of title work and the fees and taxes that flow through it. Licensed motor-vehicle dealers are automatically designated agents, and the dealer bond satisfies this requirement — this $50,000 bond is for the non-dealer designated agents.

It is not insurance for you — if the surety pays a claim, you repay the surety. The carrier can be released 60 days after filing written notice with the Department, so the bond is written to stay continuous while your authority is active.

Code of Ala. §§ 32-8-34, 32-20-22 (form MVT 4-3)Code of Alabama 1975 §§ 32-8-34 and 32-20-22 require a non-dealer applying to be a motor-vehicle title designated agent to post a $50,000 corporate surety bond, payable to the State of Alabama on Department of Revenue form MVT 4-3. Licensed dealers are automatically designated agents and their dealer bond satisfies the requirement. The surety may be released 60 days after written notice to the Department for liability accruing after that period.

You need this bond if you're

A non-dealer applying to be a title designated agent — the bond files with your application
A title service provider or fleet operator transmitting title work to the Department of Revenue
Renewing your designated-agent status and your current bond is expiring or non-renewing
A lender or financial institution titling vehicles as a designated agent

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety's maximum liability to the state; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Alabama Department of Revenue, Motor Vehicle Division, requires it of non-dealer title designated agents under Code of Ala. §§ 32-8-34 and 32-20-22, on form MVT 4-3.
I'm a licensed dealer — do I need this too? +
Generally no. Licensed motor-vehicle dealers are automatically designated agents, and the dealer bond satisfies the designated-agent bonding requirement. This $50,000 bond is for non-dealer designated agents.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your designated-agent authority to stay valid.
Related bonds

Other New York bonds.

The Department of Revenue is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →