Birmingham wrecker bonds.
Single job. From $100.
Before you demolish a structure in Birmingham, the City requires a building wrecker's bond. This is the single-job version, sized to the structure you're taking down — the City's technical code sets a minimum of $2,000 for a single-family residence, more for larger buildings. The premium is priced at 1% of the bond amount, $100 minimum.
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How much does a Birmingham wrecker bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for a standard wrecker's bond — enter your amount, pay, and file with the City. Here is the whole thing:
Apply online
Your business details, the bond amount for the structure, and the effective date — that is the application.
Issued on the spot
No credit check up to $50,000.
File with the City
Submit the executed bond with your Birmingham demolition permit application. Wet-ink originals mailed on request.
What it is and who needs it.
What the wrecker's bond actually guarantees
The City of Birmingham requires anyone demolishing a building inside the city to post a building wrecker's bond before the work begins. This single-job bond covers one named demolition rather than all your jobs for the year.
It is a three-party arrangement: you (the principal), the surety carrier, and the City of Birmingham (the obligee). The bond protects the City and the public against damage to City property, utilities, and adjacent property during the demolition, and backs your compliance with the City's demolition rules.
Birmingham's technical code sets the bond at a minimum of $2,000 for a single-family residence, with larger commercial structures requiring more. It is not insurance for you — if the surety pays a claim, you repay the surety.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the City. Submit the executed bond with your Birmingham demolition permit application. Wet-ink originals mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount for the structure — the executed bond is generated instantly, ready to file with your demolition permit.
Start the application →Common questions.
Other Alabama bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Birmingham wrecker's bond, issued today.
Priced at 1% of the bond amount, $100 minimum. Enter your amount and file with your demolition permit the same day.