AL chief school financial officer bonds.
Flat 3%. Enter your amount.

Every Alabama local board of education appoints a chief school financial officer (CSFO), who must be bonded under Code of Ala. § 16-13A-12. The amount is fixed by the State Superintendent of Education and approved by the State Board — enter that figure and we issue it at a flat 3%, $275 minimum, with one soft credit pull.

Required of a local board of education’s CSFO under Code of Ala. § 16-13A-12
Amount fixed by the State Superintendent of Education and approved by the State Board — a certified copy is filed with the Superintendent
Soft credit pull only — never affects your score, and the rate stays 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
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Triple Five
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How it works

Apply to bonded, fast.

Here's the whole process — one application and a soft credit pull, then a certified copy goes to the State Superintendent:

TODAY · 5 MINUTES

Apply once, online

Your details, the school system, the bond amount the Superintendent fixed, and the effective date — plus a one-time consent to a soft credit pull. That is the application.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.

SAME / NEXT DAY

File with the State Superintendent

Receive the executed bond, then file a certified copy with the State Superintendent of Education as § 16-13A-12 requires. Wet-ink originals mailed whenever required.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Superintendent fixed and the premium updates.

$25,000 bond
$750
$50,000 bond
$1,500
$100,000 bond
$3,000
About this bond

What it is and who needs it.

What the CSFO bond actually covers

Alabama's School Fiscal Accountability Act (Code of Ala. Title 16, Chapter 13A) requires every local board of education to appoint a chief school financial officer who runs the financial-management system and accounts for the funds the board administers.

Code of Ala. § 16-13A-12 requires that CSFO to be bonded in an amount fixed by the State Superintendent of Education and approved by the State Board of Education, with a certified copy of the bond filed with the State Superintendent. The bond guarantees the CSFO faithfully performs those fiscal duties and properly accounts for school funds.

If a CSFO mishandles or fails to account for funds, the board and the public can recover against the bond — and if the surety pays, the CSFO repays the surety. Because the State Superintendent sets the amount per position, enter the figure on your appointment paperwork and we issue it at a flat 3%.

Code of Ala. § 16-13A-12Code of Alabama 1975 § 16-13A-12 ("Bonding"), within the School Fiscal Accountability Act (Title 16, Chapter 13A), requires a local board of education’s chief school financial officer to be bonded in an amount fixed by the State Superintendent of Education and approved by the State Board of Education, with a certified copy of the bond filed with the State Superintendent. Confirm the amount fixed for your position.

You need this bond if you are

An appointed chief school financial officer for an Alabama local board of education
Stepping into a CSFO role and required to be bonded before taking on fiscal duties
Renewing or re-bonding at a new amount fixed by the State Superintendent
A school system bonding its CSFO to satisfy the State Board’s approval

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Alabama CSFO bond? +
A flat 3% of the bond amount, with a $275 minimum. The amount itself is fixed by the State Superintendent of Education and approved by the State Board — there is no single figure. Enter the amount fixed for your position and the quote updates.
Who has to be bonded? +
The chief school financial officer appointed by each Alabama local board of education, under § 16-13A-12. A certified copy of the bond is filed with the State Superintendent of Education.
Who sets the amount? +
The State Superintendent of Education fixes the amount, and the State Board of Education approves it. Use the figure on your appointment paperwork — send it to us and we will confirm before issuing.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
Where does the bond get filed? +
A certified copy is filed with the State Superintendent of Education, as § 16-13A-12 requires. We issue the executed bond ready for you to file.
Related bonds

Other New York bonds.

CSFO bond, on file with the Superintendent.

Flat 3%, $275 minimum, five-minute application, soft pull only. Free until issued.

Your premium @ 3%$1,500
Apply now →