Every Alabama local board of education appoints a chief school financial officer (CSFO), who must be bonded under Code of Ala. § 16-13A-12. The amount is fixed by the State Superintendent of Education and approved by the State Board; the price is 0.4% of the bond amount, $100 minimum — enter that figure, with one soft credit pull, and your exact price appears at the 60-second application.
















Here's the whole process — one application and a soft credit pull, then a certified copy goes to the State Superintendent:
Your details, the school system, the bond amount the Superintendent fixed, and the effective date — plus a one-time consent to a soft credit pull. That is the application.
Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.
Receive the executed bond, then file a certified copy with the State Superintendent of Education as § 16-13A-12 requires. Wet-ink originals mailed whenever required.
Alabama's School Fiscal Accountability Act (Code of Ala. Title 16, Chapter 13A) requires every local board of education to appoint a chief school financial officer who runs the financial-management system and accounts for the funds the board administers.
Code of Ala. § 16-13A-12 requires that CSFO to be bonded in an amount fixed by the State Superintendent of Education and approved by the State Board of Education, with a certified copy of the bond filed with the State Superintendent. The bond guarantees the CSFO faithfully performs those fiscal duties and properly accounts for school funds.
If a CSFO mishandles or fails to account for funds, the board and the public can recover against the bond — and if the surety pays, the CSFO repays the surety. Because the State Superintendent sets the amount per position, enter the figure on your appointment paperwork and we issue it — premiums are 0.4% of the bond amount, $100 minimum.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
0.4% of the bond amount, $100 minimum, five-minute application, soft pull only. Free until issued.