Every Alabama local board of education appoints a chief school financial officer (CSFO), who must be bonded under Code of Ala. § 16-13A-12. The amount is fixed by the State Superintendent of Education and approved by the State Board — enter that figure and we issue it at a flat 3%, $275 minimum, with one soft credit pull.
















Here's the whole process — one application and a soft credit pull, then a certified copy goes to the State Superintendent:
Your details, the school system, the bond amount the Superintendent fixed, and the effective date — plus a one-time consent to a soft credit pull. That is the application.
Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.
Receive the executed bond, then file a certified copy with the State Superintendent of Education as § 16-13A-12 requires. Wet-ink originals mailed whenever required.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Superintendent fixed and the premium updates.
Alabama's School Fiscal Accountability Act (Code of Ala. Title 16, Chapter 13A) requires every local board of education to appoint a chief school financial officer who runs the financial-management system and accounts for the funds the board administers.
Code of Ala. § 16-13A-12 requires that CSFO to be bonded in an amount fixed by the State Superintendent of Education and approved by the State Board of Education, with a certified copy of the bond filed with the State Superintendent. The bond guarantees the CSFO faithfully performs those fiscal duties and properly accounts for school funds.
If a CSFO mishandles or fails to account for funds, the board and the public can recover against the bond — and if the surety pays, the CSFO repays the surety. Because the State Superintendent sets the amount per position, enter the figure on your appointment paperwork and we issue it at a flat 3%.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Flat 3%, $275 minimum, five-minute application, soft pull only. Free until issued.