When you can't prove ownership of a vehicle, Alabama lets you get a bonded title — file a surety bond under Ala. Code §32-8-36 and the Department of Revenue issues the title. We write it at a flat 3% with no credit check; the amount is one and one-half times the vehicle's value.
















No underwriting queue for the standard title bond — enter your amount, pay, and file with the Department of Revenue. Here is the whole thing:
Your details, the vehicle, and the bond amount (1.5× the vehicle's value) — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond with your bonded title application and supporting documents to the Motor Vehicle Division. Wet-ink originals mailed whenever the office insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is 1.5× the vehicle's value — enter it and the premium updates.
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Alabama lets you establish ownership with a bonded title under Ala. Code §32-8-36. You post a surety bond, the Department of Revenue's Motor Vehicle Division issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is one and one-half times the value of the vehicle as determined by the department. The bond is conditioned to indemnify any prior owner, lienholder, or later purchaser against loss from the issuance of the title or any undisclosed security interest. By rule (Ala. Admin. Code 810-5-75-.34), the bonded title is so noted, and the bond is filed with the application.
If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond remains in effect for three years, after which the bonded notation clears. Enter the figure the department requires, and we issue at a flat 3% with no credit check.
Submit the application with your bond amount (1.5× the vehicle's value) — the executed title bond is generated instantly, ready to take to the Department of Revenue.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the Department of Revenue the same day.