AL certificate of title bonds.
From $100. Enter your amount.

When you can't prove ownership of a vehicle, Alabama lets you get a bonded title — file a surety bond under Ala. Code §32-8-36 and the Department of Revenue issues the title. The amount is one and one-half times the vehicle's value; the premium is 0.9% of the bond amount, $100 minimum — exact price in the on-page calculator.

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For owners with missing, lost, or defective proof of ownership under Ala. Code §32-8-36

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Amount is 1.5× the vehicle's value as determined by the department — establish value, then multiply

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0.9% of the bond amount, $100 minimum — priced by the amount you need, not a credit tier

0.9% rate$100 minimum60 secto your exact priceNo SSNin the application

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How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and file with the Department of Revenue. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the vehicle, and the bond amount (1.5× the vehicle's value) — that is the entire application.

INSTANTLY

Issued on the spot

No waiting — the application collects no credit information, and the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Department of Revenue

Submit the executed bond with your bonded title application and supporting documents to the Motor Vehicle Division. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Alabama lets you establish ownership with a bonded title under Ala. Code §32-8-36. You post a surety bond, the Department of Revenue's Motor Vehicle Division issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is one and one-half times the value of the vehicle as determined by the department. The bond is conditioned to indemnify any prior owner, lienholder, or later purchaser against loss from the issuance of the title or any undisclosed security interest. By rule (Ala. Admin. Code 810-5-75-.34), the bonded title is so noted, and the bond is filed with the application.

If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond remains in effect for three years, after which the bonded notation clears. Enter the figure the department requires; your exact price appears at the application, starting at $100.

Ala. Code §32-8-36 (Title Obtained Under Surety Bond)Ala. Code 1975 §32-8-36 lets an owner whose evidence of ownership the Motor Vehicle Division finds insufficient obtain a certificate of title by filing a surety bond in an amount equal to one and one-half times the value of the vehicle as determined by the department. The bond indemnifies prior owners, lienholders, and later purchasers, and remains in effect for three years (see Ala. Admin. Code 810-5-75-.34). Confirm the department's value determination before filing.

You need this bond if you are

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A buyer with no title — the seller never delivered one or it was lost

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Titling an inherited or gifted vehicle with gaps in the ownership chain

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Holding a defective title the Motor Vehicle Division won’t accept as proof

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Registering an abandoned or project vehicle that needs a bonded title to get on the road

One application, issued on the spot.

Submit the application with your bond amount (1.5× the vehicle's value) — the executed title bond is generated instantly, ready to take to the Department of Revenue.

Start the application →

FAQ

Common questions.

How much is the Alabama title bond?The premium is 0.9% of the bond amount, $100 minimum. The bond amount is set at 1.5 times the vehicle's value, so smaller vehicles land at or near $100. Your exact price appears at the application.

How do I figure out the bond amount?It's one and one-half times the vehicle's value as determined by the department. Establish the vehicle's value, then multiply by 1.5. The Motor Vehicle Division will confirm the value it uses — send us that figure and we'll match the bond amount.

Is there a credit check?The application collects no credit information — most title bonds issue instantly on that basis. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.

What does the bond protect against?It indemnifies any prior owner, lienholder, or later purchaser harmed by the issuance of your bonded title or an undisclosed security interest. If a valid claim is paid, you repay the surety — it is not insurance for you.

How long does the bond last?An Alabama title bond remains in effect for three years under §32-8-36. If no valid claim is made, the bonded notation clears and you hold a clean certificate of title.

Related bonds

Other Alabama bonds.

Bonded title, issued today.

Premiums from $100, exact price shown before you pay. Enter your amount and take it to the Department of Revenue the same day.

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Your premiumfrom $100

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