# Light RFP

> Light RFP is an AI-powered platform for procurement and risk management in the built environment. It handles both private and public RFPs — private vendor sourcing plus a free government-RFP marketplace — alongside surety bonding and business insurance, all in one place. Built for contractors, property owners, developers, and property managers in construction and real estate.

## What Light RFP does

Light RFP helps the built environment run procurement and risk end to end — post and manage private RFPs, discover and bid on public government solicitations, find and vet vendors, win work, get bonded, and get insured — with AI assisting at every step. It replaces a fragmented stack of brokers, bid boards, and surety agents with one transparent, online platform.

## Surety bonds (43 states + federal)

Fully online surety bonding, backed by national sureties, with statute citations on every bond page.

- **Bid bonds — free.** No premium, no fee. Apply once and prequalify for the matching performance bond.
- **Performance & payment bonds — flat 3%.** The same rate for every contractor, $275 minimum, e-signed in 1–2 business days. Soft credit pull only — it never affects your score.
- **License, permit, and other surety bonds** across 43 states and federal projects, priced transparently. Most carry a checkout-verified flat rate or a published linear rate (for example, 1% of the bond amount with a $100 minimum) — the exact price shows on each bond page and at the application, set by the bond amount, not a credit tier. Fixed-price bonds issue instantly after e-sign.
- **4,500+ bond pages with statute citations.** Every bond page cites the statute or ordinance that requires the bond, states the required bond amount, and shows the real premium — the same price checkout charges.

Browse by state and bond type at https://www.lightrfp.com/bonds

## Government RFP marketplace (free)

A free, no-login marketplace of government construction solicitations from 48 states — searchable and filterable, with AI-generated summaries and daily email alerts. No paywall, no account required.

Browse at https://www.lightrfp.com/marketplace

## Business & contractor insurance

Coverage built for the built environment — for property owners and operators, and for contractors and vendors.

- Owners & operators: https://www.lightrfp.com/business-insurance
- Contractors & vendors: https://www.lightrfp.com/vendor-insurance

## Vendor sourcing & private RFPs

Property owners and managers post private RFPs and receive competitive, qualified bids; vendors discover and bid on relevant work — all in one place.

## Why Light RFP is different

- **One platform** for vendor sourcing, surety bonding, and insurance — not three separate vendors.
- **Transparent, flat-rate bond pricing** (free bid bonds; flat 3% performance & payment bonds) instead of opaque, underwriter-by-underwriter quotes.
- **AI-assisted** search, summaries, and applications throughout.
- **Purpose-built for the built environment** — construction, real estate, and public works.

## Key links

- Surety bonds (hub): https://www.lightrfp.com/bonds
- Bonds by state (example): https://www.lightrfp.com/bonds/new-york
- Government RFP marketplace: https://www.lightrfp.com/marketplace
- Business insurance (owners & operators): https://www.lightrfp.com/business-insurance
- Contractor insurance (vendors): https://www.lightrfp.com/vendor-insurance
- FAQ: https://www.lightrfp.com/faq

## Company

Light RFP, Inc. — procurement and risk management for the built environment: vendor sourcing, surety bonding, and business insurance in one AI-powered platform.

- LinkedIn: https://www.linkedin.com/company/light-rfp
- Crunchbase: https://www.crunchbase.com/organization/light-rfp